Best Finance Software Tools for your needs in 2026
The top Finance Software software for your needs, ranked by our weighted criteria scores. Compare their features and listed pricing to make the best choice.
Quick Summary

Cloud accounting software from Zoho for small and growing businesses, covering invoicing, bank reconciliation, bills, inventory and financial reporting.

French invoicing, pre-accounting and business banking app for freelancers and small companies, with a shared workspace for their chartered accountant.

A UK digital bank business account with built-in invoicing, bookkeeping, and Making Tax Digital tax tools for sole traders and small limited companies.
Top 30+ Finance Software Tools
Use filters and sort to find the best match for your needs. Compare what every Finance Software tool costs at 1 to 50 users.
- 1. Zoho Books
Cloud accounting software from Zoho for small and growing businesses, covering invoicing, bank reconciliation, bills, inventory and financial reporting.
- 2. Starling
A UK digital bank business account with built-in invoicing, bookkeeping, and Making Tax Digital tax tools for sole traders and small limited companies.
- 3. easybill
German cloud invoicing software for freelancers, small businesses and online sellers. It creates quotes, invoices, e-invoices and dunning notices, and imports orders automatically from marketplaces and shops.
- 4. Monzo Business
Monzo Business is an app-based UK business bank account for sole traders and limited companies. It includes invoicing, Tax Pots, expense cards and accounting software bank feeds.
- 5. Dinero
Danish online accounting program from Visma for sole traders, freelancers and small companies, covering bookkeeping, invoicing, VAT reporting and bank reconciliation.
- 6. sevdesk
Cloud invoicing and bookkeeping software for German freelancers and small businesses, with e-invoicing, bank sync, ELSTER VAT filing and DATEV export.
- 7. Tide
Tide is a UK app-based business current account for sole traders and small firms, with optional built-in invoicing, accounting, VAT filing and payroll.
- 8. Tiime
French invoicing, pre-accounting and business banking app for freelancers and small companies, with a shared workspace for their chartered accountant.
- 9. VosFactures
VosFactures is an online invoicing and stock management tool for French micro-entrepreneurs, freelancers, small businesses and associations, with Factur-X and PEPPOL e-invoicing.
- 10. ANNA
ANNA is a UK business current account app for sole traders and small limited companies, combining payments, invoicing, receipt capture and tax filing.
- 11. Finom
Finom is a European online business account that combines payment cards, invoicing, multi-bank cash overview and accounting tools for freelancers and SMEs.
- 12. Indy
French accounting app with a free business account, invoicing, and automated tax filings for freelancers, sole traders, small companies, and property holders.
- 13. Billy
Danish online accounting software for sole traders and small businesses, covering bookkeeping, invoicing, bank reconciliation and VAT filing.
- 14. Collmex
German cloud accounting, invoicing and lightweight ERP software for small businesses, freelancers and associations, with DATEV export and ELSTER VAT filing.
- 15. Kontist
Kontist is a German mobile business account for freelancers and small companies, with automatic tax set-asides, invoicing, receipt management and bundled sevdesk accounting.
- 16. Shine
French online business account for freelancers and small companies, with Mastercard cards, built-in invoicing, receipt capture and accounting exports.
- 17. Vivid Business
Vivid Business is a business account from Berlin-based Vivid Money for European freelancers and SMEs. It bundles cards, multi-currency accounts, invoicing, card acceptance and interest on idle cash.
- 18. Abby
French invoicing and admin app for micro-entrepreneurs and freelancers, covering quotes, e-invoicing, Urssaf filings, bank sync and basic bookkeeping.
- 19. Clear Books
UK cloud accounting software for sole traders, landlords, small companies and accountants, with HMRC Making Tax Digital filing, bank feeds, invoicing and payroll.
- 20. Statrys
Statrys gives SMEs incorporated in Hong Kong and Singapore a multi-currency business payment account with cards, FX, invoicing, accounting services, and company secretary services.
- 21. Tellow
Dutch bookkeeping app for self-employed workers (zzp'ers). It combines a business account, invoicing, receipt scanning, automatic VAT filing and optional accountant-prepared tax returns.
- 22. BillingEngine
BillingEngine is a browser-based invoicing tool from Hamburg for freelancers and small German businesses. It creates quotes, invoices and XRechnung or ZUGFeRD e-invoices.
- 23. Dooer
Free Swedish bookkeeping platform for small limited companies. It combines accounting, invoicing, payroll, VAT filing and bank sync with integration to the Swedish Tax Agency.
- 24. Manager.io
Double-entry accounting software for small businesses and accountants. It offers a free desktop edition and a flat-priced cloud edition with unlimited users and businesses.
- 25. Papierkram
German cloud bookkeeping software for freelancers and small firms that do cash-basis accounting. It combines invoicing, time tracking, receipts, bank sync, EÜR and VAT returns.
- 26. ZipBooks
Cloud accounting software for small businesses and freelancers, with invoicing, payments, bank feeds, reconciliation and reporting, and a free starter plan.
- 27. Contasimple
Cloud invoicing, accounting and tax-filing software for Spanish freelancers (autónomos) and microbusinesses, with VeriFactu-ready invoicing and official tax models.
- 28. Holvi
Holvi is a business account with invoicing, receipt capture and bookkeeping prep for freelancers and small companies in Finland, Germany and Austria.
- 29. Crunch
UK online accountancy service that pairs bookkeeping and invoicing software with ACCA-regulated accountants for sole traders, contractors and small limited companies.
- 30. invoicely
Web-based invoicing tool for freelancers and small businesses to send estimates and invoices, take online payments, and track time, expenses and mileage.
How We Evaluated These Tools
We rate each Finance Software tool on the criteria below and rank by the weighted average of those ratings. Each criterion's share of the overall score is shown next to it.
- Compliance14.3%
- Cost14.3%
- Ease of Use14.3%
- Integration14.3%
- Security14.3%
- Analytics7.1%
- Customization7.1%
- Scalability7.1%
- Support7.1%
Frequently Asked Questions
Zoho Books ranks first in this guide with a score of 7/10 on our Finance Software criteria, ahead of Starling. Its highest-rated criterion is Cost, at 8/10.
Tiime is free for 10 users on its Free plan, the lowest cost among the top-ranked tools in this guide that list prices in EUR.
Zoho Books, Starling and easybill are the highest-ranked tools in this guide with a free plan, out of 30+ tools here that have one.



