Indy
6.2/10French accounting app with a free business account, invoicing, and automated tax filings for freelancers, sole traders, small companies, and property holders.
Data last updated November 2026 · Our methodology
Overview
Indy is a Lyon-based accounting service for French independent workers, liberal professions, micro-entrepreneurs, small companies (SAS, SASU, SARL, EURL), and property structures (SCI, LMNP). It was founded in 2016 as Georges.tech. It syncs with more than 300 banks in read-only mode, and its AI sorts most transactions automatically. You review the rest. The free Essentiel plan includes unlimited quotes and invoices, e-invoicing through Indy's status as a certified platform, automatic categorisation, and a business account with a French IBAN and a Mastercard. Payments run through Swan. Plus costs 9 euros per month billed annually. It adds recurring invoices, automatic payment reminders, e-signed quotes, sub-accounts, and tracking of VAT and micro-regime thresholds. Autonomie adds automated, e-filed tax returns and a balance sheet and P&L. Sérénité adds review by a chartered accountant, and Exclusivité adds a dedicated accountant. Prices from Autonomie upward depend on legal status: for companies, Autonomie is 49 euros per month billed annually or 59 euros on monthly billing. Tap to Pay card acceptance is charged per transaction. Indy integrates with few third-party tools, and reviewers mainly mention Qonto and Malt. Its main limitation is scope. It does not run payroll for employees, it is built only around French tax rules, and complex bookkeeping such as fixed assets or provisions, or some regimes, may still need an outside accountant.
Our Rating
Who Indy is best for
Good fit
It is built for French independents and liberal professions, with a free tier and automated tax filings.
It suits solo consultants who invoice under BNC or IS regimes.
Plans cover SAS, SARL, and EURL companies, but there is no payroll for employees.
Less suited
- Real Estate6/10
It offers dedicated SCI and LMNP plans for property holders.
- Enterprise1/10
It is limited to small French structures without employee management.
Pros & Cons
Pros
- The free plan includes unlimited invoicing, e-invoicing, bank sync, and a business account with a card.
- It pre-fills and e-files French tax returns such as VAT, 2035, CFE, and the liasse fiscale.
- Higher tiers add chartered accountant review, so you can upgrade without changing tools.
- It is rated 4.8 out of 5 on Trustpilot from more than 7,000 reviews, according to Legalstart.
Cons
- It does not run payroll or manage employees.
- It has very few third-party integrations.
- Lower tiers have no phone support; phone access starts with Sérénité.
- It is limited to French legal statuses, and complex bookkeeping such as fixed assets or provisions is poorly handled.
- The business account accepts no cash or cheque deposits.
Key Features
Not included
- Payroll
Indy Pricing
Essentiel
- Email support
- Unlimited quotes and invoices
- E-invoicing via certified platform
- Business account with IBAN and card
- Automatic transaction categorisation
Autonomie (SAS, SASU, SARL, EURL)
or €588/year (save 17%)
- Balance sheet and P&L
- Unlimited specialist advice by chat and email
- Automated, e-filed tax returns (VAT, CFE, liasse)
- Micro-entreprise: 19 euros monthly or 180 euros a year; sole proprietorship: 28 or 264; SCI/LMNP: 32 or 288
Sérénité (SAS, SASU, SARL, EURL)
or €1,188/year (save 17%)
- Certified balance sheet
- 3 hours of meetings per year
- Tax returns handled by an accountant
- Accountant reachable by chat, email, and phone
- Categorisation and VAT checked by a chartered accountant
- Sole proprietorship: 87 euros monthly or 852 euros a year; SCI/LMNP: 81 or 756
Exclusivité (SAS, SASU, SARL, EURL)
or €1,788/year (save 17%)
- Tax optimisation advice
- Annual pre-closing review
- Dedicated chartered accountant
- Priority balance sheet processing
Plus
- Recurring invoices
- E-signature of quotes
- Chat and email support
- Automatic payment reminders
- Business account with 3 sub-accounts
- VAT and micro-regime threshold tracking
Frequently Asked Questions
Yes. Essentiel is free and includes unlimited invoices, e-invoicing, automatic categorisation, and a business account with a card.
Reviewers report no commitment and a 15-day trial. Annual billing is cheaper than monthly.
No. It does not manage employees or produce payslips.
Yes, from the Sérénité plan, where an accountant reviews your books and is reachable by phone. Exclusivité adds a dedicated accountant.
Yes. Indy is a certified e-invoicing platform, and e-invoicing is included on the free plan.
Over 300 banks, with read-only access, according to reviewers.
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