Billy

Billy is a cloud accounting program for small Danish businesses that want to keep their own books. It started as Billy ApS, was bought by Ageras, and the site now says it is part of Shine. It covers double-entry bookkeeping, invoicing, receipt upload through a mobile app, automatic bank matching and VAT settlement with direct filing to the Danish tax authority. Billy suits sole traders, freelancers and micro-businesses that know the basic bookkeeping and VAT rules and want a cheap tool, plus an option to hand the books to an outside accountant. Pricing is a flat monthly fee excluding Danish VAT. The Free plan allows 3 invoices and 10 expense vouchers a month. Basic costs 160 DKK a month and removes those limits. Plus costs 295 DKK and adds the AI bookkeeping assistant, Copilot, unlimited integrations, payroll, and modules for reminders, quotes and subscription invoicing. Complete costs 595 DKK on a 12-month contract and adds a quarterly accounts check, priority support and do-it-yourself annual accounts. Annual-accounts and accountant packages are sold separately. Billy lists more than 80 integrations, including Pleo for expenses. The main limitation is that it is built around Danish rules and much of the guidance is only in Danish, so it does not fit companies outside Denmark or groups with several entities. Useful features also sit behind the Plus tier.