ZipBooks

ZipBooks is a cloud accounting application from American Fork, Utah. It targets small business owners and freelancers who want simple bookkeeping without the cost of QuickBooks. Users create and send invoices and estimates, accept card or PayPal payments, and connect bank and credit card accounts. Transactions sync daily and are auto-categorized for reconciliation. Pricing is tiered. The free Starter plan offers unlimited invoices, customers and vendors, Square or PayPal payments, basic reports, and one bank account. Smarter, listed at 15 per month, adds recurring invoices with auto-bill, automated reminders, multiple bank accounts, time tracking and up to five team members. Sophisticated, at 35 per month, adds unlimited users, smart tagging, account reconciliation, locking completed books, secure document sharing and deeper reports. A separate Accountant plan covers firms managing several clients, with co-branding, a client dashboard, bulk edits and financial package exports. Payment processing runs through Stripe, Square and PayPal. Wikipedia also lists Google Workspace, Slack and iOS integrations. The main limitation is depth. Reviewers note limited reporting and customization and no inventory or mileage tracking. The company is very small, an estimated four employees, so buyers should weigh feature velocity and support responsiveness.