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Holded

6/10

Cloud business management suite from Barcelona that combines invoicing, accounting, Spanish tax filing, CRM, projects and HR for small and mid-sized Spanish businesses.

Data last updated November 2026 · Our methodology

Overview

Holded is a Barcelona-based cloud suite that is part of the Visma group. It brings invoicing, accounting, banking and expense capture together with CRM, project and team management. It is built around Spanish compliance. It generates VAT and income tax forms from invoice and expense data, supports VeriFactu on all plans, offers TicketBAI for the Basque region, and sells SII integration as a paid module. Smart Scan reads receipts, and bank feeds use reconciliation rules. Accounting firms can be invited with their own profile, and a partner firm does not use up a user seat. Pricing, as reported by several Spanish sources in late 2026, has five tiers: Plus, Básico, Estándar, Avanzado and Premium, from 15 to 199 euros a month before VAT. Each tier sets the number of users and invoices per calendar year. Full double-entry accounting only begins at Estándar. Paying annually costs the same as twelve monthly payments, and new customers get 50 percent off for their first three months. Inventory, payroll, POS, manufacturing, SII and premium support are add-ons called Gems, so the real cost often ends up higher than the listed price. Holded connects natively to Shopify, WooCommerce and Amazon and has a public API. Its main limitation is how much it depends on Spain. Automated tax forms only work for Spanish businesses, and some reviewers say the inventory and CRM modules are shallow next to specialist tools.

Our Rating

6
out of 10

Finance Software6.1/10

Scalability
5
Analytics
6
Compliance
8
Integration
6
Security
5
Support
5
Cost
6
Customization
6
Ease of Use
7

CRM5.9/10

Customization
6
Analytics
6
Integration
6
Support
5
Ease of Use
7
Security
5
Cost
6
Scalability
5

Project Management5.9/10

Cost
6
Ease of Use
7
Analytics
6
Customization
6
Scalability
5
Support
5
Integration
6
Security
5

Who Holded is best for

Good fit

  • Designed for Spanish SMEs of roughly 5 to 30 employees, with tax forms generated automatically.

  • Accounting firms get their own access profile, and partner firms do not use up user seats.

Less suited

  • Native Shopify, WooCommerce and Amazon sync, but inventory is a paid add-on and reportedly limited for large catalogues.

  • The Plus plan suits sole traders, though reviewers say the suite can be more than a solo freelancer needs.

  • Reviewers say businesses that need a full ERP may find it lacking.

Pros & Cons

Pros

  • Generates Spanish VAT and income tax forms automatically from invoice and expense data, with VeriFactu included on every plan.
  • Puts invoicing, accounting, CRM, projects and HR in one product, so a small Spanish company can replace several tools.
  • Partner accounting firms get their own profile without using up a user seat.
  • Native Shopify, WooCommerce and Amazon sync sends sales straight into the books.
  • A 14-day free trial with no card required, plus 50 percent off for the first three months.

Cons

  • Full double-entry accounting only begins at the 59 euro Estándar plan.
  • Inventory, payroll, POS and SII are paid Gems that push the real cost above the listed price.
  • Paying annually gives no discount, and each plan caps the number of invoices per calendar year.
  • Automated tax filing only works for businesses based in Spain.
  • Reviewers say support is slow at tax deadlines and the mobile app does less than the web version.

Key Features

Invoicing
Accountant Access
Financial Reporting
Inventory Accounting
Expense Management
Payroll
General Ledger
Tax Compliance
Bank Reconciliation

Holded Pricing

Plus

€15/month

or €180/year

  • 1 connected bank
  • 250 CRM contacts
  • VeriFactu included
  • 250 invoices per year
  • 1 user plus partner advisor
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Básico

€29/month

or €348/year

  • Cash flow
  • Income tax forms
  • 5 connected banks
  • Project profitability
  • 1,000 invoices per year
  • 15 reconciliation rules
  • Unlimited expense scanning
  • 2 users plus partner advisor
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Estándar

€59/month

or €708/year

  • Corporate tax
  • SII integration
  • Unlimited banks
  • Asset management
  • Bank remittances
  • Analytic accounting
  • 3,000 invoices per year
  • 50 reconciliation rules
  • 4 users plus partner advisor
  • Full accounting with automatic entries
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Avanzado

€99/month

or €1,188/year

  • Priority support
  • Payment reminders
  • 300 recurring invoices
  • Custom roles and fields
  • 10,000 invoices per year
  • 100 reconciliation rules
  • 7 users plus partner advisor
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Premium

€199/month

or €2,388/year

  • 15 users
  • Unlimited banks
  • Priority support
  • Unlimited invoices
Get Started
Open interactive pricing calculatorGet a tailored cost breakdown for your team size, billing cycle, and add‑ons.

Frequently Asked Questions

There is no permanent free plan. Holded offers a 14-day trial with no card required, and new customers pay half price for their first three months.

According to late-2026 reports, no. The annual price equals twelve monthly payments.

VeriFactu is included on all plans. TicketBAI is a free Gem. SII integration is listed on the Estándar plan, and separate sources also describe it as a Gem from about 30 euros a month.

Yes. You can invite your accountant or firm with a dedicated profile, and partner firms do not use up a user seat.

Each plan caps invoices per calendar year, from 250 on Plus to 10,000 on Avanzado. Going over the cap means moving to a higher plan. Premium has no invoice limit.

No. Payroll is a Gem costing 5 euros per employee per month.