Quipu vs Revolut Business: Complete Comparison (2026)
An in-depth comparison of Quipu and Revolut Business to help you choose the right tool for your business.
Last updated: November 2026
Quipu
6.2/10
Cloud invoicing and pre-accounting software for Spanish freelancers, SMEs and accounting firms, covering invoices, receipt OCR, bank reconciliation, tax forecasting and VeriFactu.
Revolut Business
6.4/10
Revolut Business is a multi-currency business account. It includes team cards, invoicing and payment links, an optional expenses add-on and accounting integrations, and serves UK, EEA and US companies.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 6.2/10 | 6.4/10 |
| Scalability | 4/10 | 7/10 |
| Analytics | 5/10 | 5/10 |
| Compliance | 8/10 | 6/10 |
| Integration | 6/10 | 7/10 |
| Security | 6/10 | 7/10 |
| Support | 6/10 | 4/10 |
| Cost | 6/10 | 6/10 |
| Customization | 4/10 | 6/10 |
| Ease of Use | 8/10 | 8/10 |
| Pricing | ||
| Free plan | No | No |
| Cheapest paid plan | €17/mo Starter | £10/mo Basic |
| Estimated cost for 10 users | €17/mo Starter | £10/mo Basic |
| Features | ||
| Expense Management | ||
| Invoicing | ||
| Accountant Access | Not listed | |
| Accounts Payable | Not listed | |
| Bank Reconciliation | Not listed | |
| Budgeting and Forecasting | Not listed | |
| Corporate Cards | Not listed | |
| Financial Reporting | Not listed | |
| General Ledger | ||
| Inventory Accounting | Not listed | |
| Multi-currency | Not listed | |
| Online Payments | Not listed | |
| Tax Compliance | Not listed | |
Quipu vs Revolut Business cost by team size
| Team size | Quipu | Revolut Business |
|---|---|---|
| 1 user | €17/moStarter | £10/moBasic |
| 5 users | €17/moStarter | £10/moBasic |
| 10 users | €17/moStarter | £10/moBasic |
| 25 users | €17/moStarter | £10/moBasic |
| 50 users | €17/moStarter | £10/moBasic |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose Quipu
- Higher Compliance score (8/10 vs 6/10)
- Higher Support score (6/10 vs 4/10)
- Better fit for freelancers (9/10 vs 4/10)
Why choose Revolut Business
- Higher Scalability score (7/10 vs 4/10)
- Higher Customization score (6/10 vs 4/10)
Pros & Cons
Quipu
Pros
- IVA and IRPF forecasting and pre-filled quarterly forms suit Spanish autonomos who are not accounting experts.
- VeriFactu-compliant invoicing with QR codes is included on every plan, including Starter.
- Ready-made integrations with Stripe, PayPal, Shopify, WooCommerce and PrestaShop create invoices from online sales automatically.
- Good review scores: 4.5/5 on Capterra Spain and about 4.2/5 from 271 reviews on Trustpilot.
- 15-day free trial with no card needed, and you can export your data to Excel when you cancel.
Cons
- No full double-entry accounting, so it is not a replacement for an ERP or a full accounting package.
- Bank reconciliation needs at least Solution, and automatic reconciliation needs Premium.
- Starter users only get email support, and some reviewers say response times were missed.
- Some reviews say expense recognition sometimes fails or creates duplicate records.
- The API is limited, and extra API calls cost more.
- Built for Spain only, with little for inventory or HR.
Revolut Business
Pros
- The monthly FX allowance at the interbank rate (up to 60,000 pounds on Scale) and more than 25 currency sub-accounts suit firms that pay suppliers abroad.
- Every plan includes card controls, and each team member can have up to 50 virtual cards.
- Xero, QuickBooks, Sage and FreeAgent connect on every plan, and more than 45 accounting tools are listed.
- From Grow up there is a Business API and bulk payments for automating payouts.
- In-app chat support is available 24/7 on all plans.
Cons
- There is no phone support, and a dedicated account manager is only offered on Enterprise.
- Charges add up past the allowances: 0.6% on FX overage, 1% outside market hours and 2% on cash withdrawals.
- There are no cash or cheque deposits, overdrafts, or inbound Direct Debits.
- Some users report accounts being frozen or restricted during compliance reviews.
- Expenses and Payroll cost extra per user on top of the plan fee.
Not sold on either?
Frequently Asked Questions
Revolut Business scores higher on our Finance Software criteria: 6.4/10 against 6.2/10 for Quipu. The largest gap is in Scalability: 4/10 for Quipu and 7/10 for Revolut Business.
No, neither Quipu nor Revolut Business lists a free plan.
Quipu is the better fit for freelancers: we rate it 9/10 for them, against 4/10 for Revolut Business.
