Pleo vs Quipu Comparison
Compare Pleo vs Quipu features, pricing, and more.
Last updated: November 2026
Pleo
6.8/10
Pleo is a European spend management platform that gives small and mid-sized businesses company cards, receipt capture, reimbursements and supplier invoice payments.
Quipu
6.2/10
Cloud invoicing and pre-accounting software for Spanish freelancers, SMEs and accounting firms, covering invoices, receipt OCR, bank reconciliation, tax forecasting and VeriFactu.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 6.8/10 | 6.2/10 |
| Analytics | 6/10 | 5/10 |
| Compliance | 7/10 | 8/10 |
| Cost | 6/10 | 6/10 |
| Customization | 6/10 | 4/10 |
| Ease of Use | 9/10 | 8/10 |
| Integration | 7/10 | 6/10 |
| Scalability | 6/10 | 4/10 |
| Security | 7/10 | 6/10 |
| Support | 5/10 | 6/10 |
| Pricing | ||
| Free plan | No | No |
| Cheapest paid plan | £8/user/mo Start | €17/mo Starter |
| Estimated cost for 10 users | £80/mo Start | €17/mo Starter |
| Features | ||
| Budgeting and Forecasting | ||
| Expense Management | ||
| Accountant Access | Not listed | |
| Accounts Payable | Not listed | |
| Bank Reconciliation | Not listed | |
| Corporate Cards | Not listed | |
| Financial Reporting | Not listed | |
| General Ledger | ||
| Inventory Accounting | Not listed | |
| Invoicing | Not listed | |
| Multi-currency | Not listed | |
| Payroll | Not listed | |
| Tax Compliance | Not listed | |
Pleo vs Quipu cost by team size
| Team size | Pleo | Quipu |
|---|---|---|
| 1 user | £8/moStart | €17/moStarter |
| 5 users | £40/moStart | €17/moStarter |
| 10 users | £80/moStart | €17/moStarter |
| 25 users | £200/moStart | €17/moStarter |
| 50 users | £400/moStart | €17/moStarter |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose Pleo
- Higher Customization score (6/10 vs 4/10)
- Higher Scalability score (6/10 vs 4/10)
- Better fit for enterprise (4/10 vs 2/10)
Why choose Quipu
- Higher Compliance score (8/10 vs 7/10)
- Higher Support score (6/10 vs 5/10)
Pros & Cons
Pleo
Pros
- G2 reviewers praise the card and receipt-capture app as easy for employees to use, and Pleo holds a 4.7 rating across roughly 1,400 G2 reviews.
- Per-user list prices are published, starting at £8 per user per month.
- Native accounting integrations cover Xero, QuickBooks, NetSuite, FreeAgent, Xledger and Twinfield.
- SAML SSO is included even on the entry Start plan.
- The UK entity is authorised by the FCA, and cards are issued under a Mastercard licence.
Cons
- Build and Optimise are billed yearly and require at least three users.
- Transaction charges such as FX fees of up to 2 percent and per-payment fees add to the subscription cost.
- Live chat support is only included on Optimise, and Trustpilot reviewers complain about slow support.
- Some reviewers report weak coverage and support in the US.
- It is not an accounting system and has no general ledger, customer invoicing or payroll.
Quipu
Pros
- IVA and IRPF forecasting and pre-filled quarterly forms suit Spanish autonomos who are not accounting experts.
- VeriFactu-compliant invoicing with QR codes is included on every plan, including Starter.
- Ready-made integrations with Stripe, PayPal, Shopify, WooCommerce and PrestaShop create invoices from online sales automatically.
- Good review scores: 4.5/5 on Capterra Spain and about 4.2/5 from 271 reviews on Trustpilot.
- 15-day free trial with no card needed, and you can export your data to Excel when you cancel.
Cons
- No full double-entry accounting, so it is not a replacement for an ERP or a full accounting package.
- Bank reconciliation needs at least Solution, and automatic reconciliation needs Premium.
- Starter users only get email support, and some reviewers say response times were missed.
- Some reviews say expense recognition sometimes fails or creates duplicate records.
- The API is limited, and extra API calls cost more.
- Built for Spain only, with little for inventory or HR.
Not sold on either?
Frequently Asked Questions
Pleo scores higher on our Finance Software criteria: 6.8/10 against 6.2/10 for Quipu. The largest gap is in Customization: 6/10 for Pleo and 4/10 for Quipu.
No, neither Pleo nor Quipu lists a free plan.
Pleo is the better fit for enterprise: we rate it 4/10 for them, against 2/10 for Quipu.
