Pleo vs Reckon One Comparison
Compare Pleo vs Reckon One features, pricing, and more.
Last updated: November 2026
Pleo
6.8/10
Pleo is a European spend management platform that gives small and mid-sized businesses company cards, receipt capture, reimbursements and supplier invoice payments.
Reckon One
5.9/10
Reckon One is cloud accounting and payroll software for Australian small businesses, covering invoicing, GST/BAS, bank feeds, inventory and Single Touch Payroll.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 6.8/10 | 5.9/10 |
| Analytics | 6/10 | 5/10 |
| Compliance | 7/10 | 7/10 |
| Cost | 6/10 | 8/10 |
| Customization | 6/10 | 5/10 |
| Ease of Use | 9/10 | 7/10 |
| Integration | 7/10 | 4/10 |
| Scalability | 6/10 | 4/10 |
| Security | 7/10 | 5/10 |
| Support | 5/10 | 7/10 |
| Pricing | ||
| Free plan | No | No |
| Cheapest paid plan | £8/user/mo Start | A$24/mo Accounting Plus |
| Estimated cost for 10 users | £80/mo Start | A$24/mo Accounting Plus |
| Features | ||
| General Ledger | ||
| Payroll | ||
| Budgeting and Forecasting | ||
| Expense Management | ||
| Accounts Payable | Not listed | |
| Bank Reconciliation | Not listed | |
| Corporate Cards | Not listed | |
| Financial Reporting | Not listed | |
| Inventory Accounting | Not listed | |
| Invoicing | Not listed | |
| Multi-currency | Not listed | |
| Online Payments | Not listed | |
| Tax Compliance | Not listed | |
Pleo vs Reckon One cost by team size
| Team size | Pleo | Reckon One |
|---|---|---|
| 1 user | £8/moStart | A$24/moAccounting Plus |
| 5 users | £40/moStart | A$24/moAccounting Plus |
| 10 users | £80/moStart | A$24/moAccounting Plus |
| 25 users | £200/moStart | A$24/moAccounting Plus |
| 50 users | £400/moStart | A$24/moAccounting Plus |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose Pleo
- Higher Integration score (7/10 vs 4/10)
- Higher Ease of Use score (9/10 vs 7/10)
- Better fit for enterprise (4/10 vs 2/10)
Why choose Reckon One
- Higher Cost score (8/10 vs 6/10)
- Higher Support score (7/10 vs 5/10)
- Includes General Ledger, which Pleo lacks
- Includes Payroll, which Pleo lacks
Pros & Cons
Pleo
Pros
- G2 reviewers praise the card and receipt-capture app as easy for employees to use, and Pleo holds a 4.7 rating across roughly 1,400 G2 reviews.
- Per-user list prices are published, starting at £8 per user per month.
- Native accounting integrations cover Xero, QuickBooks, NetSuite, FreeAgent, Xledger and Twinfield.
- SAML SSO is included even on the entry Start plan.
- The UK entity is authorised by the FCA, and cards are issued under a Mastercard licence.
Cons
- Build and Optimise are billed yearly and require at least three users.
- Transaction charges such as FX fees of up to 2 percent and per-payment fees add to the subscription cost.
- Live chat support is only included on Optimise, and Trustpilot reviewers complain about slow support.
- Some reviewers report weak coverage and support in the US.
- It is not an accounting system and has no general ledger, customer invoicing or payroll.
Reckon One
Pros
- Every plan has a flat monthly price with unlimited users, so adding staff does not raise the bill.
- Reviewers often call it cheaper than Xero while covering the core invoicing and bookkeeping tasks.
- Payroll complies with Single Touch Payroll and Payday Super, and businesses can buy it on its own by headcount.
- Australian phone and chat support is open seven days a week.
- There is no minimum term, and a 30-day trial comes with a free onboarding session.
Cons
- Its app marketplace is much smaller than Xero's or MYOB's, and reviewers mention a lack of direct integrations.
- Reviewers find the help content confusing and say the newer payroll screens are not user friendly.
- There is no offline mode, which users have raised in Reckon's own community forum.
- Inventory is capped at 10 items unless you buy the Ultimate plan.
- It is built for Australian tax rules, so it is a poor fit for businesses elsewhere.
Not sold on either?
Frequently Asked Questions
Pleo scores higher on our Finance Software criteria: 6.8/10 against 5.9/10 for Reckon One. The largest gap is in Integration: 7/10 for Pleo and 4/10 for Reckon One.
No, neither Pleo nor Reckon One lists a free plan.
Pleo is the better fit for enterprise: we rate it 4/10 for them, against 2/10 for Reckon One.
Reckon One has General Ledger and Payroll, which Pleo lacks.
