Reckon One vs Zoho Books Comparison
Compare Reckon One vs Zoho Books features, pricing, and more.
Last updated: November 2026
Reckon One
5.9/10
Reckon One is cloud accounting and payroll software for Australian small businesses, covering invoicing, GST/BAS, bank feeds, inventory and Single Touch Payroll.
Zoho Books
7/10
Cloud accounting software from Zoho for small and growing businesses, covering invoicing, bank reconciliation, bills, inventory and financial reporting.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 5.9/10 | 7/10 |
| Scalability | 4/10 | 6/10 |
| Analytics | 5/10 | 7/10 |
| Compliance | 7/10 | 7/10 |
| Integration | 4/10 | 7/10 |
| Security | 5/10 | 7/10 |
| Support | 7/10 | 5/10 |
| Cost | 8/10 | 8/10 |
| Customization | 5/10 | 8/10 |
| Ease of Use | 7/10 | 7/10 |
| Pricing | ||
| Free plan | No | Yes |
| Cheapest paid plan | A$24/mo Accounting Plus | $20/mo Standard |
| Estimated cost for 10 users | A$24/mo Accounting Plus | $70/mo Premium |
| Features | ||
| Bank Reconciliation | ||
| Budgeting and Forecasting | ||
| Expense Management | ||
| Financial Reporting | ||
| General Ledger | ||
| Inventory Accounting | ||
| Invoicing | ||
| Online Payments | ||
| Tax Compliance | ||
| Accountant Access | Not listed | |
| Accounts Payable | Not listed | |
| Audit Trail | Not listed | |
| Multi-currency | Not listed | |
| Payroll | Not listed | |
Reckon One vs Zoho Books cost by team size
| Team size | Reckon One | Zoho Books |
|---|---|---|
| 1 user | A$24/moAccounting Plus | FreeFree |
| 5 users | A$24/moAccounting Plus | $50/moProfessional |
| 10 users | A$24/moAccounting Plus | $70/moPremium |
| 25 users | A$24/moAccounting Plus | FreeFree |
| 50 users | A$24/moAccounting Plus | FreeFree |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose Reckon One
- Higher Support score (7/10 vs 5/10)
Why choose Zoho Books
- Has a free plan (Reckon One does not)
- Higher Integration score (7/10 vs 4/10)
- Higher Customization score (8/10 vs 5/10)
- Better fit for accountants and bookkeepers (7/10 vs 5/10)
Pros & Cons
Reckon One
Pros
- Every plan has a flat monthly price with unlimited users, so adding staff does not raise the bill.
- Reviewers often call it cheaper than Xero while covering the core invoicing and bookkeeping tasks.
- Payroll complies with Single Touch Payroll and Payday Super, and businesses can buy it on its own by headcount.
- Australian phone and chat support is open seven days a week.
- There is no minimum term, and a 30-day trial comes with a free onboarding session.
Cons
- Its app marketplace is much smaller than Xero's or MYOB's, and reviewers mention a lack of direct integrations.
- Reviewers find the help content confusing and say the newer payroll screens are not user friendly.
- There is no offline mode, which users have raised in Reckon's own community forum.
- Inventory is capped at 10 items unless you buy the Ultimate plan.
- It is built for Australian tax rules, so it is a poor fit for businesses elsewhere.
Zoho Books
Pros
- The free plan includes online payments, bank reconciliation, recurring invoices and 1099 tracking for one user plus an accountant.
- Pricing is per organization, not per user, so small teams avoid per-seat costs.
- It connects natively with Zoho CRM, Zoho Payroll, Zoho Inventory and Zoho Analytics.
- Professional and higher plans include custom workflows, custom roles and approvals, and Premium adds custom modules and functions.
- On the Elite plan, inventory features cover warehouses, serial and batch tracking, and marketplace sync.
Cons
- Budgets, multi-currency and advanced inventory are only available on higher-priced tiers.
- Reviewers on Capterra and in NerdWallet's write-up describe slow or unhelpful customer support.
- It has fewer third-party integrations than its main competitors, according to NerdWallet.
- A PeerSpot reviewer found it awkward to invoice the same customer in different currencies.
- Even the top plan has a hard cap of 15 users, plus annual transaction limits.
Not sold on either?
Frequently Asked Questions
Zoho Books scores higher on our Finance Software criteria: 7/10 against 5.9/10 for Reckon One. The largest gap is in Customization: 5/10 for Reckon One and 8/10 for Zoho Books.
Zoho Books has a free plan; Reckon One does not list one.
Zoho Books is the better fit for accountants and bookkeepers: we rate it 7/10 for them, against 5/10 for Reckon One.
