KashFlow vs Tiime: Complete Comparison (2026)
An in-depth comparison of KashFlow and Tiime to help you choose the right tool for your business.
Last updated: November 2026
KashFlow
5.3/10
KashFlow is a UK cloud accounting package from IRIS for sole traders and small businesses. It covers invoicing, bank feeds, VAT filing, and basic payroll.
Tiime
6.4/10
French invoicing, pre-accounting and business banking app for freelancers and small companies, with a shared workspace for their chartered accountant.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 5.3/10 | 6.4/10 |
| Scalability | 3/10 | 4/10 |
| Analytics | 5/10 | 5/10 |
| Compliance | 6/10 | 7/10 |
| Integration | 5/10 | 5/10 |
| Security | 5/10 | 6/10 |
| Support | 3/10 | 7/10 |
| Cost | 8/10 | 8/10 |
| Customization | 3/10 | 5/10 |
| Ease of Use | 6/10 | 8/10 |
| Pricing | ||
| Free plan | No | Yes |
| Cheapest paid plan | £14/mo Starter | €10/mo Initial (0-1 employee) |
| Estimated cost for 10 users | £28/mo Business | Free Free |
| Features | ||
| Accountant Access | ||
| Bank Reconciliation | ||
| Expense Management | ||
| Invoicing | ||
| Online Payments | ||
| Tax Compliance | ||
| Budgeting and Forecasting | Not listed | |
| Corporate Cards | Not listed | |
| Financial Reporting | Not listed | |
| General Ledger | Not listed | |
| Inventory Accounting | Not listed | |
| Multi-currency | Not listed | |
| Payroll | Not listed | |
KashFlow vs Tiime cost by team size
| Team size | KashFlow | Tiime |
|---|---|---|
| 1 user | £14/moStarter | FreeFree |
| 5 users | £28/moBusiness | FreeFree |
| 10 users | £28/moBusiness | FreeFree |
| 25 users | £28/moBusiness | FreeFree |
| 50 users | £28/moBusiness | FreeFree |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose KashFlow
Our data shows no clear advantage over Tiime.
Why choose Tiime
- Has a free plan (KashFlow does not)
- Higher Support score (7/10 vs 3/10)
- Higher Customization score (5/10 vs 3/10)
- Better fit for freelancers (9/10 vs 7/10)
Pros & Cons
KashFlow
Pros
- Low entry price, with steep introductory discounts for new customers
- Payroll for up to five employees is included rather than sold separately
- VAT management and online submission are built into both plans
- Stock control and multi-currency are included even on the cheapest plan
- Accountants can use KashFlow Connect at no charge
Cons
- The Starter plan caps invoices at 10 and bank reconciliation at 25 transactions, and allows only one user
- Reviewers call it too basic for medium-sized businesses and difficult to customise
- Very low Trustpilot rating (1.4) and app store ratings, with complaints about customer service
- The API is SOAP-based, and some reviewers say it integrates less well than rivals
Tiime
Pros
- Invoicing is free on every tier, with no limit on the number of quotes and invoices, plus e-invoicing through Tiime's registered platform.
- The business's accountant can see its data for free, and around 2,000 accounting firms are reported as partners.
- Bank sync categorises transactions automatically, and receipts can be captured by phone, which cuts pre-accounting work.
- Paid plans come with a 60-day trial, and the entry plan costs 9.99 euros a month.
- Users rate it highly, with about 4.8 out of 5 on Google and Trustpilot.
Cons
- Tiime only does pre-accounting. The full ledger and the tax return package are left to an accountant using Tiime's separate production tool.
- The business account cannot send transfers outside the euro zone and offers no overdraft.
- Reviewers say modules cannot be bought on their own, and the free plan is fairly limited for running a business.
- Users have reported occasional bugs, including after one update on Mac.
- It is aimed at the French market and at companies with up to 20 employees. Larger firms must request a quote.
Not sold on either?
Frequently Asked Questions
Tiime scores higher on our Finance Software criteria: 6.4/10 against 5.3/10 for KashFlow. The largest gap is in Support: 3/10 for KashFlow and 7/10 for Tiime.
Tiime has a free plan; KashFlow does not list one.
Tiime is the better fit for freelancers: we rate it 9/10 for them, against 7/10 for KashFlow.
