KashFlow vs sevdesk Comparison
Compare KashFlow vs sevdesk features, pricing, and more.
Last updated: November 2026
KashFlow
5.3/10
KashFlow is a UK cloud accounting package from IRIS for sole traders and small businesses. It covers invoicing, bank feeds, VAT filing, and basic payroll.
sevdesk
6.4/10
Cloud invoicing and bookkeeping software for German freelancers and small businesses, with e-invoicing, bank sync, ELSTER VAT filing and DATEV export.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 5.3/10 | 6.4/10 |
| Scalability | 3/10 | 4/10 |
| Analytics | 5/10 | 5/10 |
| Compliance | 6/10 | 8/10 |
| Integration | 5/10 | 6/10 |
| Security | 5/10 | 6/10 |
| Support | 3/10 | 5/10 |
| Cost | 8/10 | 7/10 |
| Customization | 3/10 | 5/10 |
| Ease of Use | 6/10 | 8/10 |
| Pricing | ||
| Free plan | No | Yes |
| Cheapest paid plan | £14/mo Starter | €12/mo Rechnung |
| Estimated cost for 10 users | £28/mo Business | €12/mo Rechnung |
| Features | ||
| Payroll | ||
| Accountant Access | ||
| Bank Reconciliation | ||
| Expense Management | ||
| Financial Reporting | ||
| General Ledger | ||
| Inventory Accounting | ||
| Invoicing | ||
| Multi-currency | ||
| Online Payments | ||
| Tax Compliance | ||
KashFlow vs sevdesk cost by team size
| Team size | KashFlow | sevdesk |
|---|---|---|
| 1 user | £14/moStarter | FreeKostenlos |
| 5 users | £28/moBusiness | €12/moRechnung |
| 10 users | £28/moBusiness | €12/moRechnung |
| 25 users | £28/moBusiness | €12/moRechnung |
| 50 users | £28/moBusiness | €12/moRechnung |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose KashFlow
- Higher Cost score (8/10 vs 7/10)
- Includes Payroll, which sevdesk lacks
Why choose sevdesk
- Has a free plan (KashFlow does not)
- Higher Compliance score (8/10 vs 6/10)
- Higher Support score (5/10 vs 3/10)
- Better fit for freelancers (9/10 vs 7/10)
Pros & Cons
KashFlow
Pros
- Low entry price, with steep introductory discounts for new customers
- Payroll for up to five employees is included rather than sold separately
- VAT management and online submission are built into both plans
- Stock control and multi-currency are included even on the cheapest plan
- Accountants can use KashFlow Connect at no charge
Cons
- The Starter plan caps invoices at 10 and bank reconciliation at 25 transactions, and allows only one user
- Reviewers call it too basic for medium-sized businesses and difficult to customise
- Very low Trustpilot rating (1.4) and app store ratings, with complaints about customer service
- The API is SOAP-based, and some reviewers say it integrates less well than rivals
sevdesk
Pros
- The free plan stays free with no time limit and includes up to 3 e-invoices a month in the ZUGFeRD and XRechnung formats
- VAT pre-returns go straight to the tax office through ELSTER, and EÜR reports are generated automatically
- Reviewers on OMR rate it highly for ease of use and setup, at 90% each, and say beginners can learn it quickly
- Bank connections to more than 4,000 banks match incoming payments to invoices automatically
- Data exports to DATEV and ADDISON, and tax advisors get their own login
Cons
- There is no payroll, so a separate tool is needed for wages
- Some users report unstable bank connections and inaccurate automatic receipt recognition
- Reports are less detailed than in Lexware, and the BWA is only in the most expensive plan
- Some reviewers complain about automatic contract renewal and say early cancellation is hard
- Only one user is included, and each extra user costs 5.90 EUR a month
- It is built around German tax rules, so it fits poorly outside Germany and Austria
Not sold on either?
Frequently Asked Questions
Sevdesk scores higher on our Finance Software criteria: 6.4/10 against 5.3/10 for KashFlow. The largest gap is in Compliance: 6/10 for KashFlow and 8/10 for sevdesk.
Sevdesk has a free plan; KashFlow does not list one.
Sevdesk is the better fit for freelancers: we rate it 9/10 for them, against 7/10 for KashFlow.
KashFlow has Payroll, which sevdesk lacks.
