KashFlow vs SnelStart: Complete Comparison (2026)
An in-depth comparison of KashFlow and SnelStart to help you choose the right tool for your business.
Last updated: November 2026
KashFlow
5.3/10
KashFlow is a UK cloud accounting package from IRIS for sole traders and small businesses. It covers invoicing, bank feeds, VAT filing, and basic payroll.
SnelStart
6.5/10
Dutch online bookkeeping software for small and medium businesses and their accountants, covering invoicing, VAT returns, bank links, inventory and business banking.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 5.3/10 | 6.5/10 |
| Scalability | 3/10 | 6/10 |
| Analytics | 5/10 | 5/10 |
| Compliance | 6/10 | 7/10 |
| Integration | 5/10 | 8/10 |
| Security | 5/10 | 5/10 |
| Support | 3/10 | 7/10 |
| Cost | 8/10 | 7/10 |
| Customization | 3/10 | 5/10 |
| Ease of Use | 6/10 | 7/10 |
| Pricing | ||
| Free plan | No | No |
| Cheapest paid plan | £14/mo Starter | €10/mo inOrde |
| Estimated cost for 10 users | £28/mo Business | €10/mo inOrde |
| Features | ||
| Multi-currency | ||
| Accountant Access | ||
| Bank Reconciliation | ||
| Expense Management | ||
| Financial Reporting | ||
| General Ledger | ||
| Inventory Accounting | ||
| Invoicing | ||
| Online Payments | ||
| Tax Compliance | ||
| Payroll | Not listed | |
KashFlow vs SnelStart cost by team size
| Team size | KashFlow | SnelStart |
|---|---|---|
| 1 user | £14/moStarter | €10/moinOrde |
| 5 users | £28/moBusiness | €10/moinOrde |
| 10 users | £28/moBusiness | €10/moinOrde |
| 25 users | £28/moBusiness | €10/moinOrde |
| 50 users | £28/moBusiness | €10/moinOrde |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose KashFlow
- Higher Cost score (8/10 vs 7/10)
- Includes Multi-currency, which SnelStart lacks
Why choose SnelStart
- Higher Support score (7/10 vs 3/10)
- Higher Scalability score (6/10 vs 3/10)
- Better fit for accountants and bookkeepers (8/10 vs 6/10)
Pros & Cons
KashFlow
Pros
- Low entry price, with steep introductory discounts for new customers
- Payroll for up to five employees is included rather than sold separately
- VAT management and online submission are built into both plans
- Stock control and multi-currency are included even on the cheapest plan
- Accountants can use KashFlow Connect at no charge
Cons
- The Starter plan caps invoices at 10 and bank reconciliation at 25 transactions, and allows only one user
- Reviewers call it too basic for medium-sized businesses and difficult to customise
- Very low Trustpilot rating (1.4) and app store ratings, with complaints about customer service
- The API is SOAP-based, and some reviewers say it integrates less well than rivals
SnelStart
Pros
- Plans run from receipt submission up to full inventory and trade, so a growing business can stay on the same system without migrating.
- Large Dutch integration directory, covering Shopify, WooCommerce, Bol.com, Mollie, Stripe, Adyen, payroll tools such as Nmbrs, and Power BI.
- Widely used by Dutch accountants, and there are dedicated accountant packages that include tax, payroll and annual accounts.
- Business banking is included from the inKaart plan, with five payment accounts and a card.
- Reviewers praise the support channels, which include phone, live chat, remote assistance and email. Trustpilot shows 4.1 out of 5 from more than 2,200 reviews.
Cons
- Reviewers report no support for multiple currencies.
- Filing your own VAT return requires at least the 22 euro inKaart plan.
- Extra users (2.50 to 13.50 euro each) and extra administrations add to the monthly cost.
- Automatic bank feeds cover only five Dutch banks. Other banks need manual statement imports.
- The desktop version looks dated and does not have the same features as the web version. Time and mileage tracking need third-party add-ons.
Not sold on either?
Frequently Asked Questions
SnelStart scores higher on our Finance Software criteria: 6.5/10 against 5.3/10 for KashFlow. The largest gap is in Support: 3/10 for KashFlow and 7/10 for SnelStart.
No, neither KashFlow nor SnelStart lists a free plan.
SnelStart is the better fit for accountants and bookkeepers: we rate it 8/10 for them, against 6/10 for KashFlow.
KashFlow has Multi-currency, which SnelStart lacks.
