KashFlow vs Revolut Business: Complete Comparison (2026)
An in-depth comparison of KashFlow and Revolut Business to help you choose the right tool for your business.
Last updated: November 2026
KashFlow
5.3/10
KashFlow is a UK cloud accounting package from IRIS for sole traders and small businesses. It covers invoicing, bank feeds, VAT filing, and basic payroll.
Revolut Business
6.4/10
Revolut Business is a multi-currency business account. It includes team cards, invoicing and payment links, an optional expenses add-on and accounting integrations, and serves UK, EEA and US companies.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 5.3/10 | 6.4/10 |
| Scalability | 3/10 | 7/10 |
| Analytics | 5/10 | 5/10 |
| Compliance | 6/10 | 6/10 |
| Integration | 5/10 | 7/10 |
| Security | 5/10 | 7/10 |
| Support | 3/10 | 4/10 |
| Cost | 8/10 | 6/10 |
| Customization | 3/10 | 6/10 |
| Ease of Use | 6/10 | 8/10 |
| Pricing | ||
| Free plan | No | No |
| Cheapest paid plan | £14/mo Starter | £10/mo Basic |
| Estimated cost for 10 users | £28/mo Business | £10/mo Basic |
| Features | ||
| General Ledger | ||
| Expense Management | ||
| Invoicing | ||
| Multi-currency | ||
| Online Payments | ||
| Accountant Access | Not listed | |
| Accounts Payable | Not listed | |
| Bank Reconciliation | Not listed | |
| Corporate Cards | Not listed | |
| Financial Reporting | Not listed | |
| Inventory Accounting | Not listed | |
| Payroll | Not listed | |
| Tax Compliance | Not listed | |
KashFlow vs Revolut Business cost by team size
Revolut Business costs less at every team size we checked.
| Team size | KashFlow | Revolut Business |
|---|---|---|
| 1 user | £14/moStarter | £10/moBasic |
| 5 users | £28/moBusiness | £10/moBasic |
| 10 users | £28/moBusiness | £10/moBasic |
| 25 users | £28/moBusiness | £10/moBasic |
| 50 users | £28/moBusiness | £10/moBasic |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose KashFlow
- Higher Cost score (8/10 vs 6/10)
- Better fit for freelancers (7/10 vs 4/10)
- Includes General Ledger, which Revolut Business lacks
Why choose Revolut Business
- Lower estimated cost for 10 users: £10/mo vs £28/mo
- Higher Scalability score (7/10 vs 3/10)
- Higher Customization score (6/10 vs 3/10)
Pros & Cons
KashFlow
Pros
- Low entry price, with steep introductory discounts for new customers
- Payroll for up to five employees is included rather than sold separately
- VAT management and online submission are built into both plans
- Stock control and multi-currency are included even on the cheapest plan
- Accountants can use KashFlow Connect at no charge
Cons
- The Starter plan caps invoices at 10 and bank reconciliation at 25 transactions, and allows only one user
- Reviewers call it too basic for medium-sized businesses and difficult to customise
- Very low Trustpilot rating (1.4) and app store ratings, with complaints about customer service
- The API is SOAP-based, and some reviewers say it integrates less well than rivals
Revolut Business
Pros
- The monthly FX allowance at the interbank rate (up to 60,000 pounds on Scale) and more than 25 currency sub-accounts suit firms that pay suppliers abroad.
- Every plan includes card controls, and each team member can have up to 50 virtual cards.
- Xero, QuickBooks, Sage and FreeAgent connect on every plan, and more than 45 accounting tools are listed.
- From Grow up there is a Business API and bulk payments for automating payouts.
- In-app chat support is available 24/7 on all plans.
Cons
- There is no phone support, and a dedicated account manager is only offered on Enterprise.
- Charges add up past the allowances: 0.6% on FX overage, 1% outside market hours and 2% on cash withdrawals.
- There are no cash or cheque deposits, overdrafts, or inbound Direct Debits.
- Some users report accounts being frozen or restricted during compliance reviews.
- Expenses and Payroll cost extra per user on top of the plan fee.
Not sold on either?
Frequently Asked Questions
Revolut Business scores higher on our Finance Software criteria: 6.4/10 against 5.3/10 for KashFlow. The largest gap is in Scalability: 3/10 for KashFlow and 7/10 for Revolut Business.
Revolut Business costs less for 10 users: about £10/mo on its Basic plan, against about £28/mo on its Business plan for KashFlow, billed monthly.
No, neither KashFlow nor Revolut Business lists a free plan.
KashFlow is the better fit for freelancers: we rate it 7/10 for them, against 4/10 for Revolut Business.
KashFlow has General Ledger, which Revolut Business lacks.
