Holded vs Manager.io Comparison
Compare Holded vs Manager.io features, pricing, and more.
Last updated: November 2026
Holded
6.1/10
Cloud business management suite from Barcelona that combines invoicing, accounting, Spanish tax filing, CRM, projects and HR for small and mid-sized Spanish businesses.
Manager.io
5.6/10
Double-entry accounting software for small businesses and accountants. It offers a free desktop edition and a flat-priced cloud edition with unlimited users and businesses.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 6.1/10 | 5.6/10 |
| Analytics | 6/10 | 5/10 |
| Compliance | 8/10 | 6/10 |
| Cost | 6/10 | 9/10 |
| Customization | 6/10 | 7/10 |
| Ease of Use | 7/10 | 6/10 |
| Integration | 6/10 | 3/10 |
| Scalability | 5/10 | 5/10 |
| Security | 5/10 | 5/10 |
| Support | 5/10 | 4/10 |
| Pricing | ||
| Free plan | No | Yes |
| Cheapest paid plan | €15/mo Plus | $59/mo Cloud Edition |
| Estimated cost for 10 users | €199/mo Premium | $59/mo Cloud Edition |
| Features | ||
| Accountant Access | ||
| Bank Reconciliation | ||
| Expense Management | ||
| Financial Reporting | ||
| General Ledger | ||
| Inventory Accounting | ||
| Invoicing | ||
| Payroll | ||
| Tax Compliance | ||
| Accounts Payable | Not listed | |
| Multi-currency | Not listed | |
Holded vs Manager.io cost by team size
| Team size | Holded | Manager.io |
|---|---|---|
| 1 user | €15/moPlus | FreeDesktop Edition |
| 5 users | €99/moAvanzado | $59/moCloud Edition |
| 10 users | €199/moPremium | $59/moCloud Edition |
| 25 users | €15/moPlus | $59/moCloud Edition |
| 50 users | €15/moPlus | $59/moCloud Edition |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose Holded
- Higher Integration score (6/10 vs 3/10)
- Higher Compliance score (8/10 vs 6/10)
Why choose Manager.io
- Has a free plan (Holded does not)
- Higher Cost score (9/10 vs 6/10)
- Higher Customization score (7/10 vs 6/10)
- Better fit for freelancers (8/10 vs 6/10)
Pros & Cons
Holded
Pros
- Generates Spanish VAT and income tax forms automatically from invoice and expense data, with VeriFactu included on every plan.
- Puts invoicing, accounting, CRM, projects and HR in one product, so a small Spanish company can replace several tools.
- Partner accounting firms get their own profile without using up a user seat.
- Native Shopify, WooCommerce and Amazon sync sends sales straight into the books.
- A 14-day free trial with no card required, plus 50 percent off for the first three months.
Cons
- Full double-entry accounting only begins at the 59 euro Estándar plan.
- Inventory, payroll, POS and SII are paid Gems that push the real cost above the listed price.
- Paying annually gives no discount, and each plan caps the number of invoices per calendar year.
- Automated tax filing only works for businesses based in Spain.
- Reviewers say support is slow at tax deadlines and the mobile app does less than the web version.
Manager.io
Pros
- The Desktop Edition is free with no feature, time or usage caps.
- The Cloud Edition has one flat price that covers unlimited users and businesses, so there are no per-seat fees.
- Accountants can host many client businesses under one subscription and restrict which businesses each user can see.
- The chart of accounts is customisable, and the software has custom fields and country tax localisations.
- You can downgrade from Cloud to Desktop and keep your data through a backup.
Cons
- There are no native iOS or Android apps, so mobile use is through the browser.
- Users in the forum call bank feed setup technical and poorly documented, and they report broken feeds.
- There is no third-party app marketplace for CRM or payment integrations.
- Some reviewers find reporting limited, the interface dated, and custom reports poorly documented.
- Payroll mainly records wages in the ledger rather than offering a full payroll service.
Not sold on either?
Frequently Asked Questions
Holded scores higher on our Finance Software criteria: 6.1/10 against 5.6/10 for Manager.io. The largest gap is in Cost: 6/10 for Holded and 9/10 for Manager.io.
Manager.io has a free plan; Holded does not list one.
Manager.io is the better fit for freelancers: we rate it 8/10 for them, against 6/10 for Holded.
