Fortnox vs Indy: Complete Comparison (2026)
An in-depth comparison of Fortnox and Indy to help you choose the right tool for your business.
Last updated: November 2026
Fortnox
6.5/10
Swedish cloud accounting platform covering bookkeeping, invoicing, payroll, supplier invoice approval and reporting for small and mid-sized Swedish businesses and accounting firms.
Indy
6.2/10
French accounting app with a free business account, invoicing, and automated tax filings for freelancers, sole traders, small companies, and property holders.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 6.5/10 | 6.2/10 |
| Scalability | 6/10 | 3/10 |
| Analytics | 5/10 | 5/10 |
| Compliance | 7/10 | 8/10 |
| Integration | 8/10 | 3/10 |
| Security | 6/10 | 6/10 |
| Support | 7/10 | 7/10 |
| Cost | 6/10 | 9/10 |
| Customization | 5/10 | 4/10 |
| Ease of Use | 7/10 | 8/10 |
| Pricing | ||
| Free plan | No | Yes |
| Cheapest paid plan | SEK 238/mo Mini | €59/mo Autonomie (SAS, SASU, SARL, EURL) |
| Estimated cost for 10 users | SEK 238/mo Mini | Free Essentiel |
| Features | ||
| Payroll | ||
| Accountant Access | ||
| Corporate Cards | ||
| Financial Reporting | ||
| General Ledger | ||
| Invoicing | ||
| Accounts Payable | Not listed | |
| Bank Reconciliation | Not listed | |
| Expense Management | Not listed | |
| Online Payments | Not listed | |
| Tax Compliance | Not listed | |
Fortnox vs Indy cost by team size
| Team size | Fortnox | Indy |
|---|---|---|
| 1 user | SEK 238/moMini | FreeEssentiel |
| 5 users | SEK 238/moMini | FreeEssentiel |
| 10 users | SEK 238/moMini | FreeEssentiel |
| 25 users | SEK 238/moMini | FreeEssentiel |
| 50 users | SEK 238/moMini | FreeEssentiel |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose Fortnox
- Higher Integration score (8/10 vs 3/10)
- Higher Scalability score (6/10 vs 3/10)
- Better fit for enterprise (3/10 vs 1/10)
- Better fit for small business (9/10 vs 7/10)
- Includes Payroll, which Indy lacks
Why choose Indy
- Has a free plan (Fortnox does not)
- Higher Cost score (9/10 vs 6/10)
- Higher Compliance score (8/10 vs 7/10)
Pros & Cons
Fortnox
Pros
- More than 500 integrations, and one 189 kr licence covers all of them.
- A single platform covers bookkeeping, invoicing, payroll, supplier invoice approval, payments and a company card, which suits Swedish SMEs.
- Accounting firms get a dedicated bureau package for working in their clients' books.
- New companies get six months free, and every new subscription has a 30-day open purchase period.
- Trustpilot and Shopify app reviewers frequently praise customer service and sync reliability.
Cons
- Usage fees for invoices, paid employees and interpretations, plus an Access fee that scales with activity, make total cost hard to predict.
- Three-month agreements cost 15 percent more than the 12-month list prices.
- The product is Swedish-focused, and users have asked for an English interface.
- Some users call the reporting tools dated and say neobank integrations such as Revolut are missing.
Indy
Pros
- The free plan includes unlimited invoicing, e-invoicing, bank sync, and a business account with a card.
- It pre-fills and e-files French tax returns such as VAT, 2035, CFE, and the liasse fiscale.
- Higher tiers add chartered accountant review, so you can upgrade without changing tools.
- It is rated 4.8 out of 5 on Trustpilot from more than 7,000 reviews, according to Legalstart.
Cons
- It does not run payroll or manage employees.
- It has very few third-party integrations.
- Lower tiers have no phone support; phone access starts with Sérénité.
- It is limited to French legal statuses, and complex bookkeeping such as fixed assets or provisions is poorly handled.
- The business account accepts no cash or cheque deposits.
Not sold on either?
Frequently Asked Questions
Fortnox scores higher on our Finance Software criteria: 6.5/10 against 6.2/10 for Indy. The largest gap is in Integration: 8/10 for Fortnox and 3/10 for Indy.
Indy has a free plan; Fortnox does not list one.
Fortnox is the better fit for enterprise: we rate it 3/10 for them, against 1/10 for Indy.
Fortnox has Payroll, which Indy lacks.
