Revolut Business vs Tide: Complete Comparison (2026)
An in-depth comparison of Revolut Business and Tide to help you choose the right tool for your business.
Last updated: November 2026
Revolut Business
6.4/10
Revolut Business is a multi-currency business account. It includes team cards, invoicing and payment links, an optional expenses add-on and accounting integrations, and serves UK, EEA and US companies.
Tide
6.4/10
Tide is a UK app-based business current account for sole traders and small firms, with optional built-in invoicing, accounting, VAT filing and payroll.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 6.4/10 | 6.4/10 |
| Scalability | 7/10 | 4/10 |
| Analytics | 5/10 | 5/10 |
| Compliance | 6/10 | 7/10 |
| Integration | 7/10 | 7/10 |
| Security | 7/10 | 6/10 |
| Support | 4/10 | 4/10 |
| Cost | 6/10 | 8/10 |
| Customization | 6/10 | 4/10 |
| Ease of Use | 8/10 | 8/10 |
| Pricing | ||
| Free plan | No | Yes |
| Cheapest paid plan | £10/mo Basic | £12/mo Smart |
| Estimated cost for 10 users | £10/mo Basic | Free Lite |
| Features | ||
| Corporate Cards | ||
| Expense Management | ||
| Invoicing | ||
| Online Payments | ||
| Accountant Access | Not listed | |
| Accounts Payable | Not listed | |
| Bank Reconciliation | Not listed | |
| Financial Reporting | Not listed | |
| General Ledger | Not listed | |
| Multi-currency | Not listed | |
| Payroll | Not listed | |
| Tax Compliance | Not listed | |
Revolut Business vs Tide cost by team size
Tide costs less at every team size we checked.
| Team size | Revolut Business | Tide |
|---|---|---|
| 1 user | £10/moBasic | FreeLite |
| 5 users | £10/moBasic | FreeLite |
| 10 users | £10/moBasic | FreeLite |
| 25 users | £10/moBasic | FreeLite |
| 50 users | £10/moBasic | FreeLite |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose Revolut Business
- Higher Scalability score (7/10 vs 4/10)
- Higher Customization score (6/10 vs 4/10)
Why choose Tide
- Has a free plan (Revolut Business does not)
- Lower estimated cost for 10 users: Free vs £10/mo
- Higher Cost score (8/10 vs 6/10)
- Higher Compliance score (7/10 vs 6/10)
- Better fit for freelancers (9/10 vs 4/10)
Pros & Cons
Revolut Business
Pros
- The monthly FX allowance at the interbank rate (up to 60,000 pounds on Scale) and more than 25 currency sub-accounts suit firms that pay suppliers abroad.
- Every plan includes card controls, and each team member can have up to 50 virtual cards.
- Xero, QuickBooks, Sage and FreeAgent connect on every plan, and more than 45 accounting tools are listed.
- From Grow up there is a Business API and bulk payments for automating payouts.
- In-app chat support is available 24/7 on all plans.
Cons
- There is no phone support, and a dedicated account manager is only offered on Enterprise.
- Charges add up past the allowances: 0.6% on FX overage, 1% outside market hours and 2% on cash withdrawals.
- There are no cash or cheque deposits, overdrafts, or inbound Direct Debits.
- Some users report accounts being frozen or restricted during compliance reviews.
- Expenses and Payroll cost extra per user on top of the plan fee.
Tide
Pros
- A free Lite plan includes a sort code account, card, payment links and Tap to Pay with no monthly fee.
- MTD VAT returns can be filed to HMRC directly from the app.
- Every plan syncs with major UK accounting packages, including Xero, QuickBooks, Sage and FreeAgent.
- Deposits are FSCS-protected through ClearBank, up to £120,000.
- Limited companies can be registered cheaply during sign-up.
Cons
- Reviewers frequently report accounts frozen or paused without explanation.
- Support responses can take days, according to user reviews.
- There are no overdrafts or business credit cards.
- Plans cap the number of team cards and users, at most 5 users on Max.
- The accounting tools lack a full general ledger and multi-entity features.
Not sold on either?
Frequently Asked Questions
Revolut Business and Tide both score 6.4/10 on our Finance Software criteria. The largest gap is in Scalability: 7/10 for Revolut Business and 4/10 for Tide.
Tide costs less for 10 users: free on its Lite plan, against about £10/mo on its Basic plan for Revolut Business, billed monthly.
Tide has a free plan; Revolut Business does not list one.
Tide is the better fit for freelancers: we rate it 9/10 for them, against 4/10 for Revolut Business.
