Tide vs Tiime Comparison
Compare Tide vs Tiime features, pricing, and more.
Last updated: November 2026
Tide
6.4/10
Tide is a UK app-based business current account for sole traders and small firms, with optional built-in invoicing, accounting, VAT filing and payroll.
Tiime
6.4/10
French invoicing, pre-accounting and business banking app for freelancers and small companies, with a shared workspace for their chartered accountant.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 6.4/10 | 6.4/10 |
| Scalability | 4/10 | 4/10 |
| Analytics | 5/10 | 5/10 |
| Compliance | 7/10 | 7/10 |
| Integration | 7/10 | 5/10 |
| Security | 6/10 | 6/10 |
| Support | 4/10 | 7/10 |
| Cost | 8/10 | 8/10 |
| Customization | 4/10 | 5/10 |
| Ease of Use | 8/10 | 8/10 |
| Pricing | ||
| Free plan | Yes | Yes |
| Cheapest paid plan | £12/mo Smart | €10/mo Initial (0-1 employee) |
| Estimated cost for 10 users | Free Lite | Free Free |
| Features | ||
| Accountant Access | ||
| Bank Reconciliation | ||
| Corporate Cards | ||
| Expense Management | ||
| Invoicing | ||
| Online Payments | ||
| Tax Compliance | ||
| Budgeting and Forecasting | Not listed | |
| Financial Reporting | Not listed | |
| Payroll | Not listed | |
Tide vs Tiime cost by team size
| Team size | Tide | Tiime |
|---|---|---|
| 1 user | FreeLite | FreeFree |
| 5 users | FreeLite | FreeFree |
| 10 users | FreeLite | FreeFree |
| 25 users | FreeLite | FreeFree |
| 50 users | FreeLite | FreeFree |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose Tide
- Higher Integration score (7/10 vs 5/10)
Why choose Tiime
- Higher Support score (7/10 vs 4/10)
- Higher Customization score (5/10 vs 4/10)
Pros & Cons
Tide
Pros
- A free Lite plan includes a sort code account, card, payment links and Tap to Pay with no monthly fee.
- MTD VAT returns can be filed to HMRC directly from the app.
- Every plan syncs with major UK accounting packages, including Xero, QuickBooks, Sage and FreeAgent.
- Deposits are FSCS-protected through ClearBank, up to £120,000.
- Limited companies can be registered cheaply during sign-up.
Cons
- Reviewers frequently report accounts frozen or paused without explanation.
- Support responses can take days, according to user reviews.
- There are no overdrafts or business credit cards.
- Plans cap the number of team cards and users, at most 5 users on Max.
- The accounting tools lack a full general ledger and multi-entity features.
Tiime
Pros
- Invoicing is free on every tier, with no limit on the number of quotes and invoices, plus e-invoicing through Tiime's registered platform.
- The business's accountant can see its data for free, and around 2,000 accounting firms are reported as partners.
- Bank sync categorises transactions automatically, and receipts can be captured by phone, which cuts pre-accounting work.
- Paid plans come with a 60-day trial, and the entry plan costs 9.99 euros a month.
- Users rate it highly, with about 4.8 out of 5 on Google and Trustpilot.
Cons
- Tiime only does pre-accounting. The full ledger and the tax return package are left to an accountant using Tiime's separate production tool.
- The business account cannot send transfers outside the euro zone and offers no overdraft.
- Reviewers say modules cannot be bought on their own, and the free plan is fairly limited for running a business.
- Users have reported occasional bugs, including after one update on Mac.
- It is aimed at the French market and at companies with up to 20 employees. Larger firms must request a quote.
Not sold on either?
Frequently Asked Questions
Tide and Tiime both score 6.4/10 on our Finance Software criteria. The largest gap is in Support: 4/10 for Tide and 7/10 for Tiime.
Yes, both Tide and Tiime have a free plan.
