Revolut Business vs sevdesk: Complete Comparison (2026)
An in-depth comparison of Revolut Business and sevdesk to help you choose the right tool for your business.
Last updated: November 2026
Revolut Business
6.4/10
Revolut Business is a multi-currency business account. It includes team cards, invoicing and payment links, an optional expenses add-on and accounting integrations, and serves UK, EEA and US companies.
sevdesk
6.4/10
Cloud invoicing and bookkeeping software for German freelancers and small businesses, with e-invoicing, bank sync, ELSTER VAT filing and DATEV export.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 6.4/10 | 6.4/10 |
| Scalability | 7/10 | 4/10 |
| Analytics | 5/10 | 5/10 |
| Compliance | 6/10 | 8/10 |
| Integration | 7/10 | 6/10 |
| Security | 7/10 | 6/10 |
| Support | 4/10 | 5/10 |
| Cost | 6/10 | 7/10 |
| Customization | 6/10 | 5/10 |
| Ease of Use | 8/10 | 8/10 |
| Pricing | ||
| Free plan | No | Yes |
| Cheapest paid plan | £10/mo Basic | €12/mo Rechnung |
| Estimated cost for 10 users | £10/mo Basic | €12/mo Rechnung |
| Features | ||
| General Ledger | ||
| Expense Management | ||
| Invoicing | ||
| Multi-currency | ||
| Online Payments | ||
| Accountant Access | Not listed | |
| Accounts Payable | Not listed | |
| Bank Reconciliation | Not listed | |
| Corporate Cards | Not listed | |
| Financial Reporting | Not listed | |
| Inventory Accounting | Not listed | |
| Payroll | Not listed | |
| Tax Compliance | Not listed | |
Revolut Business vs sevdesk cost by team size
| Team size | Revolut Business | sevdesk |
|---|---|---|
| 1 user | £10/moBasic | FreeKostenlos |
| 5 users | £10/moBasic | €12/moRechnung |
| 10 users | £10/moBasic | €12/moRechnung |
| 25 users | £10/moBasic | €12/moRechnung |
| 50 users | £10/moBasic | €12/moRechnung |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose Revolut Business
- Higher Scalability score (7/10 vs 4/10)
- Higher Integration score (7/10 vs 6/10)
Why choose sevdesk
- Has a free plan (Revolut Business does not)
- Higher Compliance score (8/10 vs 6/10)
- Higher Support score (5/10 vs 4/10)
- Better fit for freelancers (9/10 vs 4/10)
- Includes General Ledger, which Revolut Business lacks
Pros & Cons
Revolut Business
Pros
- The monthly FX allowance at the interbank rate (up to 60,000 pounds on Scale) and more than 25 currency sub-accounts suit firms that pay suppliers abroad.
- Every plan includes card controls, and each team member can have up to 50 virtual cards.
- Xero, QuickBooks, Sage and FreeAgent connect on every plan, and more than 45 accounting tools are listed.
- From Grow up there is a Business API and bulk payments for automating payouts.
- In-app chat support is available 24/7 on all plans.
Cons
- There is no phone support, and a dedicated account manager is only offered on Enterprise.
- Charges add up past the allowances: 0.6% on FX overage, 1% outside market hours and 2% on cash withdrawals.
- There are no cash or cheque deposits, overdrafts, or inbound Direct Debits.
- Some users report accounts being frozen or restricted during compliance reviews.
- Expenses and Payroll cost extra per user on top of the plan fee.
sevdesk
Pros
- The free plan stays free with no time limit and includes up to 3 e-invoices a month in the ZUGFeRD and XRechnung formats
- VAT pre-returns go straight to the tax office through ELSTER, and EÜR reports are generated automatically
- Reviewers on OMR rate it highly for ease of use and setup, at 90% each, and say beginners can learn it quickly
- Bank connections to more than 4,000 banks match incoming payments to invoices automatically
- Data exports to DATEV and ADDISON, and tax advisors get their own login
Cons
- There is no payroll, so a separate tool is needed for wages
- Some users report unstable bank connections and inaccurate automatic receipt recognition
- Reports are less detailed than in Lexware, and the BWA is only in the most expensive plan
- Some reviewers complain about automatic contract renewal and say early cancellation is hard
- Only one user is included, and each extra user costs 5.90 EUR a month
- It is built around German tax rules, so it fits poorly outside Germany and Austria
Not sold on either?
Frequently Asked Questions
Revolut Business and sevdesk both score 6.4/10 on our Finance Software criteria. The largest gap is in Scalability: 7/10 for Revolut Business and 4/10 for sevdesk.
Sevdesk has a free plan; Revolut Business does not list one.
Sevdesk is the better fit for freelancers: we rate it 9/10 for them, against 4/10 for Revolut Business.
Sevdesk has General Ledger, which Revolut Business lacks.
