Pilot vs Revolut Business: Complete Comparison (2026)
An in-depth comparison of Pilot and Revolut Business to help you choose the right tool for your business.
Last updated: November 2026
Pilot
6.4/10
Pilot is a US bookkeeping, tax, and CFO service for startups and small businesses. It pairs software with human accountants and charges by monthly expense volume.
Revolut Business
6.4/10
Revolut Business is a multi-currency business account. It includes team cards, invoicing and payment links, an optional expenses add-on and accounting integrations, and serves UK, EEA and US companies.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 6.4/10 | 6.4/10 |
| Analytics | 6/10 | 5/10 |
| Compliance | 7/10 | 6/10 |
| Cost | 5/10 | 6/10 |
| Customization | 6/10 | 6/10 |
| Ease of Use | 8/10 | 8/10 |
| Integration | 6/10 | 7/10 |
| Scalability | 6/10 | 7/10 |
| Security | 6/10 | 7/10 |
| Support | 7/10 | 4/10 |
| Pricing | ||
| Free plan | No | No |
| Cheapest paid plan | $99/mo Essentials | £10/mo Basic |
| Estimated cost for 10 users | $99/mo Essentials | £10/mo Basic |
| Features | ||
| General Ledger | ||
| Accounts Payable | ||
| Invoicing | ||
| Accountant Access | Not listed | |
| Bank Reconciliation | Not listed | |
| Budgeting and Forecasting | Not listed | |
| Corporate Cards | Not listed | |
| Expense Management | Not listed | |
| Financial Reporting | Not listed | |
| Multi-currency | Not listed | |
| Online Payments | Not listed | |
| Payroll | Not listed | |
| Tax Compliance | Not listed | |
Pilot vs Revolut Business cost by team size
| Team size | Pilot | Revolut Business |
|---|---|---|
| 1 user | $99/moEssentials | £10/moBasic |
| 5 users | $99/moEssentials | £10/moBasic |
| 10 users | $99/moEssentials | £10/moBasic |
| 25 users | $99/moEssentials | £10/moBasic |
| 50 users | $99/moEssentials | £10/moBasic |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose Pilot
- Higher Support score (7/10 vs 4/10)
- Higher Analytics score (6/10 vs 5/10)
- Better fit for startups (10/10 vs 8/10)
- Includes General Ledger, which Revolut Business lacks
Why choose Revolut Business
- Higher Cost score (6/10 vs 5/10)
- Higher Integration score (7/10 vs 6/10)
Pros & Cons
Pilot
Pros
- Essentials starts at 99 dollars a month, which is low for managed bookkeeping.
- Bookkeeping, tax filing, fractional CFO, R&D credit, and stock administration are available from one provider.
- Long experience with venture-backed startups, with discounts for pre-revenue companies.
- Capterra users rate it 4.7 out of 5.
Cons
- Essentials is cash-basis only, with in-app support and no assigned human bookkeeper.
- Core reports arrive by the 10th business day, so last month's numbers land mid-month.
- Full AP, AR, and payroll administration require the sales-quoted Custom tier.
- Some reviewers report delayed reports, occasional service lapses, and high cost for very early-stage companies.
- Built around QuickBooks Online and US tax, so it suits non-US businesses less well.
Revolut Business
Pros
- The monthly FX allowance at the interbank rate (up to 60,000 pounds on Scale) and more than 25 currency sub-accounts suit firms that pay suppliers abroad.
- Every plan includes card controls, and each team member can have up to 50 virtual cards.
- Xero, QuickBooks, Sage and FreeAgent connect on every plan, and more than 45 accounting tools are listed.
- From Grow up there is a Business API and bulk payments for automating payouts.
- In-app chat support is available 24/7 on all plans.
Cons
- There is no phone support, and a dedicated account manager is only offered on Enterprise.
- Charges add up past the allowances: 0.6% on FX overage, 1% outside market hours and 2% on cash withdrawals.
- There are no cash or cheque deposits, overdrafts, or inbound Direct Debits.
- Some users report accounts being frozen or restricted during compliance reviews.
- Expenses and Payroll cost extra per user on top of the plan fee.
Not sold on either?
Frequently Asked Questions
Pilot and Revolut Business both score 6.4/10 on our Finance Software criteria. The largest gap is in Support: 7/10 for Pilot and 4/10 for Revolut Business.
No, neither Pilot nor Revolut Business lists a free plan.
Pilot is the better fit for startups: we rate it 10/10 for them, against 8/10 for Revolut Business.
Pilot has General Ledger, which Revolut Business lacks.
