Patriot Accounting vs Revolut Business: Complete Comparison (2026)
An in-depth comparison of Patriot Accounting and Revolut Business to help you choose the right tool for your business.
Last updated: November 2026
Patriot Accounting
5.9/10
Low-cost, browser-based double-entry accounting software for US small businesses and sole proprietors, with invoicing, bank import, 1099 filing and optional Patriot Payroll.
Revolut Business
6.4/10
Revolut Business is a multi-currency business account. It includes team cards, invoicing and payment links, an optional expenses add-on and accounting integrations, and serves UK, EEA and US companies.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 5.9/10 | 6.4/10 |
| Analytics | 4/10 | 5/10 |
| Compliance | 6/10 | 6/10 |
| Cost | 9/10 | 6/10 |
| Customization | 3/10 | 6/10 |
| Ease of Use | 8/10 | 8/10 |
| Integration | 3/10 | 7/10 |
| Scalability | 3/10 | 7/10 |
| Security | 6/10 | 7/10 |
| Support | 8/10 | 4/10 |
| Pricing | ||
| Free plan | No | No |
| Cheapest paid plan | $20/mo Accounting Basic | £10/mo Basic |
| Estimated cost for 10 users | $20/mo Accounting Basic | £10/mo Basic |
| Features | ||
| Corporate Cards | ||
| General Ledger | ||
| Invoicing | ||
| Online Payments | ||
| Accountant Access | Not listed | |
| Accounts Payable | Not listed | |
| Bank Reconciliation | Not listed | |
| Expense Management | Not listed | |
| Financial Reporting | Not listed | |
| Inventory Accounting | Not listed | |
| Multi-currency | Not listed | |
| Payroll | Not listed | |
Patriot Accounting vs Revolut Business cost by team size
| Team size | Patriot Accounting | Revolut Business |
|---|---|---|
| 1 user | $20/moAccounting Basic | £10/moBasic |
| 5 users | $20/moAccounting Basic | £10/moBasic |
| 10 users | $20/moAccounting Basic | £10/moBasic |
| 25 users | $20/moAccounting Basic | £10/moBasic |
| 50 users | $20/moAccounting Basic | £10/moBasic |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose Patriot Accounting
- Higher Support score (8/10 vs 4/10)
- Higher Cost score (9/10 vs 6/10)
- Better fit for freelancers (8/10 vs 4/10)
- Better fit for small business (9/10 vs 7/10)
- Includes General Ledger, which Revolut Business lacks
Why choose Revolut Business
- Higher Integration score (7/10 vs 3/10)
- Higher Scalability score (7/10 vs 3/10)
- Includes Corporate Cards, which Patriot Accounting lacks
Pros & Cons
Patriot Accounting
Pros
- The flat monthly price includes unlimited users, which undercuts QuickBooks Online and Xero in PCMag's comparison.
- The clean interface is approachable for non-accountants.
- Phone, chat and email support from US-based staff on both plans.
- Built-in 1099 e-filing and contractor portals.
- Month-to-month billing with no long-term contract, and free use for accounting firms with six or more active clients.
Cons
- No inventory management, time tracking or electronic bill pay.
- No native mobile app; access is through a mobile-friendly website only.
- Few third-party integrations and no public API.
- Limited report and invoice customization.
- Recurring invoices, estimates and user permissions require the Premium plan.
Revolut Business
Pros
- The monthly FX allowance at the interbank rate (up to 60,000 pounds on Scale) and more than 25 currency sub-accounts suit firms that pay suppliers abroad.
- Every plan includes card controls, and each team member can have up to 50 virtual cards.
- Xero, QuickBooks, Sage and FreeAgent connect on every plan, and more than 45 accounting tools are listed.
- From Grow up there is a Business API and bulk payments for automating payouts.
- In-app chat support is available 24/7 on all plans.
Cons
- There is no phone support, and a dedicated account manager is only offered on Enterprise.
- Charges add up past the allowances: 0.6% on FX overage, 1% outside market hours and 2% on cash withdrawals.
- There are no cash or cheque deposits, overdrafts, or inbound Direct Debits.
- Some users report accounts being frozen or restricted during compliance reviews.
- Expenses and Payroll cost extra per user on top of the plan fee.
Not sold on either?
Frequently Asked Questions
Revolut Business scores higher on our Finance Software criteria: 6.4/10 against 5.9/10 for Patriot Accounting. The largest gap is in Integration: 3/10 for Patriot Accounting and 7/10 for Revolut Business.
No, neither Patriot Accounting nor Revolut Business lists a free plan.
Patriot Accounting is the better fit for freelancers: we rate it 8/10 for them, against 4/10 for Revolut Business.
Patriot Accounting has General Ledger, which Revolut Business lacks. Revolut Business has Corporate Cards, which Patriot Accounting lacks.
