
Patriot Accounting
5.9/10Low-cost, browser-based double-entry accounting software for US small businesses and sole proprietors, with invoicing, bank import, 1099 filing and optional Patriot Payroll.
Data last updated November 2026 · Our methodology
Overview
Patriot Accounting is cloud bookkeeping software from Patriot Software, a company based in Canton, Ohio that was founded in 2002. It is built around a chart of accounts and double-entry bookkeeping, and users can switch between cash, modified cash and accrual methods. It covers customer and vendor records, invoicing, bank transaction import through Plaid, card and bank payments on invoices, check printing, and 1099-MISC and 1099-NEC creation and e-filing for contractors. It includes about 21 standard reports, and the profit and loss report can be organized by Schedule C categories, which helps sole proprietors at tax time. The product suits US freelancers and small businesses that want simple, inexpensive books and US-based support, and businesses already using Patriot Payroll, which connects directly. Pricing is a flat monthly fee with unlimited users and no long-term contract: Accounting Basic is $20 a month and Accounting Premium is $30 a month. Premium adds estimates, recurring invoices, payment reminders and user permissions. A 30-day free trial is offered, usually with an introductory discount. Accountants who manage six or more active clients can use the software free. Integrations are few: Plaid for bank feeds, Stripe or CardConnect for payments, and Patriot Payroll. Reviewers' main complaint is the product's narrow scope. It has no inventory management, no time tracking, no electronic bill pay, no native mobile app, no public API, and only limited report and invoice customization, so growing or international businesses will outgrow it.
Our Rating
Who Patriot Accounting is best for
Good fit
Reviewers and the vendor describe it as built for US small businesses that need simple, affordable bookkeeping.
The Schedule C-based P&L and the low flat price suit sole proprietors.
The accountant partner program offers 5 to 30 percent discounts, and firms with six or more active clients use the software free.
Less suited
Limited integrations, customization and reporting depth make it a poor fit for larger firms.
Pros & Cons
Pros
- The flat monthly price includes unlimited users, which undercuts QuickBooks Online and Xero in PCMag's comparison.
- The clean interface is approachable for non-accountants.
- Phone, chat and email support from US-based staff on both plans.
- Built-in 1099 e-filing and contractor portals.
- Month-to-month billing with no long-term contract, and free use for accounting firms with six or more active clients.
Cons
- No inventory management, time tracking or electronic bill pay.
- No native mobile app; access is through a mobile-friendly website only.
- Few third-party integrations and no public API.
- Limited report and invoice customization.
- Recurring invoices, estimates and user permissions require the Premium plan.
Key Features
Not included
- Corporate Cards
- Inventory Accounting
Patriot Accounting Pricing
Accounting Basic
- Unlimited users
- Expense tracking
- Standard reports
- 1099 creation and e-filing
- Unlimited customers and invoices
- Bank transaction import via Plaid
- Credit card acceptance on invoices
Accounting Premium
- Estimates
- User permissions
- Everything in Basic
- Custom invoice templates
- Receipt and document management
- Recurring invoices and payment reminders
Frequently Asked Questions
Yes. Patriot offers a 30-day free trial, usually with an introductory discount on the first months.
No. Both plans charge a flat monthly fee with unlimited users.
No. Plans are monthly subscriptions with no long-term contract.
Payroll is sold separately as Patriot Payroll, which integrates directly with the accounting software.
No. PCMag notes it has no inventory management, product cost fields or reorder points.
Phone, chat and email support, with phone and chat available Monday to Friday, 8am to 8pm Eastern Time.
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