invoicely vs Qonto: Complete Comparison (2026)
An in-depth comparison of invoicely and Qonto to help you choose the right tool for your business.
Last updated: November 2026
invoicely
5.3/10
Web-based invoicing tool for freelancers and small businesses to send estimates and invoices, take online payments, and track time, expenses and mileage.
Qonto
6.4/10
Qonto is a European online business account for freelancers and SMEs, combining a local IBAN, payment cards, transfers, invoicing, and expense tools.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 5.3/10 | 6.4/10 |
| Scalability | 3/10 | 6/10 |
| Analytics | 4/10 | 5/10 |
| Compliance | 4/10 | 6/10 |
| Integration | 3/10 | 8/10 |
| Security | 5/10 | 6/10 |
| Support | 4/10 | 5/10 |
| Cost | 9/10 | 6/10 |
| Customization | 7/10 | 5/10 |
| Ease of Use | 7/10 | 8/10 |
| Pricing | ||
| Free plan | Yes | No |
| Cheapest paid plan | $10/mo Basic | €9/mo Basic |
| Estimated cost for 10 users | $20/mo Professional | €49/mo Essential |
| Features | ||
| Expense Management | ||
| Invoicing | ||
| Accountant Access | Not listed | |
| Accounts Payable | Not listed | |
| Bank Reconciliation | Not listed | |
| Corporate Cards | Not listed | |
| Multi-currency | Not listed | |
| Online Payments | Not listed | |
invoicely vs Qonto cost by team size
| Team size | invoicely | Qonto |
|---|---|---|
| 1 user | FreeFree | €9/moBasic |
| 5 users | $20/moProfessional | €49/moEssential |
| 10 users | $20/moProfessional | €49/moEssential |
| 25 users | $30/moEnterprise | €49/moEssential |
| 50 users | FreeFree | €49/moEssential |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose invoicely
- Has a free plan (Qonto does not)
- Higher Cost score (9/10 vs 6/10)
- Higher Customization score (7/10 vs 5/10)
Why choose Qonto
- Higher Integration score (8/10 vs 3/10)
- Higher Scalability score (6/10 vs 3/10)
- Better fit for small business (9/10 vs 7/10)
Pros & Cons
invoicely
Pros
- The free plan is usable for very light billing (5 invoices a month, 3 clients) and needs no credit card.
- Flat plan pricing, not per user, with up to 25 team members on the $29.99 Enterprise plan.
- Supports four payment gateways: PayPal, Stripe, Mollie and Authorize.net.
- Can manage several businesses from one login, each with its own clients and team.
- Logged time, mileage and expenses convert directly into invoices.
Cons
- No double-entry ledger, bank reconciliation or payroll, so it cannot replace accounting software.
- Few integrations beyond payment gateways, according to SMB Guide and Techjockey reviewers.
- Support is by email and help center only, with hours set to Central European time.
- Some users report confusing settings and trouble with duplicate invoice numbers.
- The free plan accepts PayPal payments only.
Qonto
Pros
- Low entry price: the Basic solo plan costs €9 a month, and every plan has a one-month free trial with no commitment.
- Team plans include unlimited users, so costs do not rise with headcount.
- A large integration directory covers DATEV, Sage, Tiime and Stripe, plus Zapier, Make and a public API.
- Accountants get unlimited access from the Smart plan, which makes bookkeeping handoffs easier.
- Reviewers on G2 and Capterra praise the interface and quick onboarding.
Cons
- Reviewers often report account freezes during compliance checks that hold funds for days.
- Support is described as slow or generic when an issue is complex.
- International transfers cost 0.56% to 1.8% with a €5 minimum, which adds up for businesses that pay in many currencies.
- Qonto is a payment institution, not a full bank, and offers no broad lending products.
- There is no full general ledger or financial statements, so a separate accounting tool is still needed.
Not sold on either?
Frequently Asked Questions
Qonto scores higher on our Finance Software criteria: 6.4/10 against 5.3/10 for invoicely. The largest gap is in Integration: 3/10 for invoicely and 8/10 for Qonto.
Invoicely has a free plan; Qonto does not list one.
Qonto is the better fit for small business: we rate it 9/10 for them, against 7/10 for invoicely.
