Indy vs Revolut Business: Complete Comparison (2026)
An in-depth comparison of Indy and Revolut Business to help you choose the right tool for your business.
Last updated: November 2026
Indy
6.2/10
French accounting app with a free business account, invoicing, and automated tax filings for freelancers, sole traders, small companies, and property holders.
Revolut Business
6.4/10
Revolut Business is a multi-currency business account. It includes team cards, invoicing and payment links, an optional expenses add-on and accounting integrations, and serves UK, EEA and US companies.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 6.2/10 | 6.4/10 |
| Analytics | 5/10 | 5/10 |
| Compliance | 8/10 | 6/10 |
| Cost | 9/10 | 6/10 |
| Customization | 4/10 | 6/10 |
| Ease of Use | 8/10 | 8/10 |
| Integration | 3/10 | 7/10 |
| Scalability | 3/10 | 7/10 |
| Security | 6/10 | 7/10 |
| Support | 7/10 | 4/10 |
| Pricing | ||
| Free plan | Yes | No |
| Cheapest paid plan | €59/mo Autonomie (SAS, SASU, SARL, EURL) | £10/mo Basic |
| Estimated cost for 10 users | Free Essentiel | £10/mo Basic |
| Features | ||
| General Ledger | ||
| Corporate Cards | ||
| Invoicing | ||
| Online Payments | ||
| Accountant Access | Not listed | |
| Accounts Payable | Not listed | |
| Bank Reconciliation | Not listed | |
| Expense Management | Not listed | |
| Financial Reporting | Not listed | |
| Multi-currency | Not listed | |
| Payroll | Not listed | |
| Tax Compliance | Not listed | |
Indy vs Revolut Business cost by team size
| Team size | Indy | Revolut Business |
|---|---|---|
| 1 user | FreeEssentiel | £10/moBasic |
| 5 users | FreeEssentiel | £10/moBasic |
| 10 users | FreeEssentiel | £10/moBasic |
| 25 users | FreeEssentiel | £10/moBasic |
| 50 users | FreeEssentiel | £10/moBasic |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose Indy
- Has a free plan (Revolut Business does not)
- Higher Cost score (9/10 vs 6/10)
- Higher Support score (7/10 vs 4/10)
- Better fit for freelancers (10/10 vs 4/10)
- Includes General Ledger, which Revolut Business lacks
Why choose Revolut Business
- Higher Integration score (7/10 vs 3/10)
- Higher Scalability score (7/10 vs 3/10)
Pros & Cons
Indy
Pros
- The free plan includes unlimited invoicing, e-invoicing, bank sync, and a business account with a card.
- It pre-fills and e-files French tax returns such as VAT, 2035, CFE, and the liasse fiscale.
- Higher tiers add chartered accountant review, so you can upgrade without changing tools.
- It is rated 4.8 out of 5 on Trustpilot from more than 7,000 reviews, according to Legalstart.
Cons
- It does not run payroll or manage employees.
- It has very few third-party integrations.
- Lower tiers have no phone support; phone access starts with Sérénité.
- It is limited to French legal statuses, and complex bookkeeping such as fixed assets or provisions is poorly handled.
- The business account accepts no cash or cheque deposits.
Revolut Business
Pros
- The monthly FX allowance at the interbank rate (up to 60,000 pounds on Scale) and more than 25 currency sub-accounts suit firms that pay suppliers abroad.
- Every plan includes card controls, and each team member can have up to 50 virtual cards.
- Xero, QuickBooks, Sage and FreeAgent connect on every plan, and more than 45 accounting tools are listed.
- From Grow up there is a Business API and bulk payments for automating payouts.
- In-app chat support is available 24/7 on all plans.
Cons
- There is no phone support, and a dedicated account manager is only offered on Enterprise.
- Charges add up past the allowances: 0.6% on FX overage, 1% outside market hours and 2% on cash withdrawals.
- There are no cash or cheque deposits, overdrafts, or inbound Direct Debits.
- Some users report accounts being frozen or restricted during compliance reviews.
- Expenses and Payroll cost extra per user on top of the plan fee.
Not sold on either?
Frequently Asked Questions
Revolut Business scores higher on our Finance Software criteria: 6.4/10 against 6.2/10 for Indy. The largest gap is in Integration: 3/10 for Indy and 7/10 for Revolut Business.
Indy has a free plan; Revolut Business does not list one.
Indy is the better fit for freelancers: we rate it 10/10 for them, against 4/10 for Revolut Business.
Indy has General Ledger, which Revolut Business lacks.
