easybill vs Finom: Complete Comparison (2026)
An in-depth comparison of easybill and Finom to help you choose the right tool for your business.
Last updated: November 2026
easybill
6.5/10
German cloud invoicing software for freelancers, small businesses and online sellers. It creates quotes, invoices, e-invoices and dunning notices, and imports orders automatically from marketplaces and shops.
Finom
6.2/10
Finom is a European online business account that combines payment cards, invoicing, multi-bank cash overview and accounting tools for freelancers and SMEs.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 6.5/10 | 6.2/10 |
| Analytics | 3/10 | 4/10 |
| Compliance | 7/10 | 6/10 |
| Cost | 7/10 | 7/10 |
| Customization | 6/10 | 4/10 |
| Ease of Use | 6/10 | 8/10 |
| Integration | 8/10 | 6/10 |
| Scalability | 7/10 | 5/10 |
| Security | 6/10 | 7/10 |
| Support | 7/10 | 6/10 |
| Pricing | ||
| Free plan | Yes | Yes |
| Cheapest paid plan | €12/mo Starter | €21/mo Basic |
| Estimated cost for 10 users | €12/mo Starter | €21/mo Basic |
| Features | ||
| Corporate Cards | ||
| Accountant Access | ||
| Expense Management | ||
| Invoicing | ||
| Bank Reconciliation | Not listed | |
| Financial Reporting | Not listed | |
| General Ledger | Not listed | |
| Multi-currency | Not listed | |
| Online Payments | Not listed | |
| Payroll | Not listed | |
| Tax Compliance | Not listed | |
easybill vs Finom cost by team size
easybill and Finom cost the same at 1 user; easybill costs less from 5 users.
| Team size | easybill | Finom |
|---|---|---|
| 1 user | FreeFree | FreeSolo |
| 5 users | €12/moStarter | €21/moBasic |
| 10 users | €12/moStarter | €21/moBasic |
| 25 users | €12/moStarter | €21/moBasic |
| 50 users | €12/moStarter | €21/moBasic |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose easybill
- Lower estimated cost for 10 users: €12/mo vs €21/mo
- Higher Customization score (6/10 vs 4/10)
- Higher Integration score (8/10 vs 6/10)
Why choose Finom
- Higher Ease of Use score (8/10 vs 6/10)
- Higher Analytics score (4/10 vs 3/10)
- Better fit for freelancers (9/10 vs 6/10)
- Includes Corporate Cards, which easybill lacks
Pros & Cons
easybill
Pros
- Imports and invoices marketplace orders from Amazon, eBay, OTTO and shop systems automatically.
- Creates XRechnung and ZUGFeRD e-invoices on every plan, including the free one.
- A permanent free plan includes DATEV export and tax-adviser access.
- Testers at experte.de rated support well, at 1.7 on the German grade scale, with fast responses.
Cons
- Not an accounting package: no ledger, profit and loss, or VAT return filings.
- Reviewers call the interface dated and say there is no mobile app.
- Recurring invoices, shop imports and dunning are locked to the higher tiers.
- Costs rise as invoice volume grows, and the Starter plan is capped at 20 contacts.
Finom
Pros
- A free Solo plan includes a business account, cards and invoicing, so sole traders pay nothing to start.
- Invoices can carry one-click payment links and send automatic overdue reminders, which speeds up collection.
- Employee cards can be issued, limited and topped up in the app, and staff capture receipts by photo.
- Card spend earns cashback of up to 3%, and savings interest rises with the plan tier.
- Connects to accounting tools including Sage, Odoo and NetSuite, and supports multi-bank connections.
Cons
- There are no SWIFT payments, so international transfers outside SEPA need another account.
- Users report sudden account freezes in 2026, with funds held and little explanation from Finom.
- It is not a full accounting ledger, so most businesses still need separate bookkeeping software.
- Fees for transaction volume, foreign exchange and ATM use can add up on the lower tiers.
Not sold on either?
Frequently Asked Questions
Easybill scores higher on our Finance Software criteria: 6.5/10 against 6.2/10 for Finom. The largest gap is in Customization: 6/10 for easybill and 4/10 for Finom.
Easybill costs less for 10 users: about €12/mo on its Starter plan, against about €21/mo on its Basic plan for Finom, billed monthly.
Yes, both easybill and Finom have a free plan.
Finom is the better fit for freelancers: we rate it 9/10 for them, against 6/10 for easybill.
Finom has Corporate Cards, which easybill lacks.
