Crunch vs Revolut Business: Complete Comparison (2026)
An in-depth comparison of Crunch and Revolut Business to help you choose the right tool for your business.
Last updated: November 2026
Crunch
5.4/10
UK online accountancy service that pairs bookkeeping and invoicing software with ACCA-regulated accountants for sole traders, contractors and small limited companies.
Revolut Business
6.4/10
Revolut Business is a multi-currency business account. It includes team cards, invoicing and payment links, an optional expenses add-on and accounting integrations, and serves UK, EEA and US companies.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 5.4/10 | 6.4/10 |
| Scalability | 3/10 | 7/10 |
| Analytics | 4/10 | 5/10 |
| Compliance | 8/10 | 6/10 |
| Integration | 3/10 | 7/10 |
| Security | 6/10 | 7/10 |
| Support | 7/10 | 4/10 |
| Cost | 5/10 | 6/10 |
| Customization | 3/10 | 6/10 |
| Ease of Use | 7/10 | 8/10 |
| Pricing | ||
| Free plan | Yes | No |
| Cheapest paid plan | £27/mo Sole Trader Pro | £10/mo Basic |
| Estimated cost for 10 users | Free Crunch Free | £10/mo Basic |
| Features | ||
| Expense Management | ||
| Invoicing | ||
| Multi-currency | ||
| Online Payments | ||
| Accountant Access | Not listed | |
| Accounts Payable | Not listed | |
| Bank Reconciliation | Not listed | |
| Corporate Cards | Not listed | |
| Financial Reporting | Not listed | |
| General Ledger | Not listed | |
| Payroll | Not listed | |
| Tax Compliance | Not listed | |
Crunch vs Revolut Business cost by team size
Crunch costs less at every team size we checked.
| Team size | Crunch | Revolut Business |
|---|---|---|
| 1 user | FreeCrunch Free | £10/moBasic |
| 5 users | FreeCrunch Free | £10/moBasic |
| 10 users | FreeCrunch Free | £10/moBasic |
| 25 users | FreeCrunch Free | £10/moBasic |
| 50 users | FreeCrunch Free | £10/moBasic |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose Crunch
- Has a free plan (Revolut Business does not)
- Lower estimated cost for 10 users: Free vs £10/mo
- Higher Support score (7/10 vs 4/10)
- Higher Compliance score (8/10 vs 6/10)
- Better fit for freelancers (9/10 vs 4/10)
Why choose Revolut Business
- Higher Scalability score (7/10 vs 3/10)
- Higher Integration score (7/10 vs 3/10)
- Better fit for e-commerce (7/10 vs 5/10)
Pros & Cons
Crunch
Pros
- Paid plans include a qualified UK accountant who prepares and files Self Assessment, Corporation Tax, VAT and year-end accounts.
- Fixed monthly pricing through a published quote tool, backed by a price match guarantee and a 14-day free trial.
- MTD for Income Tax software comes at no extra cost on sole trader plans.
- Dividend vouchers, board minutes and distributable reserves are automated for limited company directors.
- Support is available by phone, live chat, video and email, and Trustpilot reviewers often praise named advisers.
Cons
- Far fewer third-party integrations than Xero or QuickBooks, and no app marketplace.
- Payroll for staff, director Self Assessment and multi-currency all cost extra on top of the base fee.
- Recent reviews complain about inconsistent support and software glitches, such as bank file formats not being recognised.
- A poor fit for complex companies with group structures or share schemes.
Revolut Business
Pros
- The monthly FX allowance at the interbank rate (up to 60,000 pounds on Scale) and more than 25 currency sub-accounts suit firms that pay suppliers abroad.
- Every plan includes card controls, and each team member can have up to 50 virtual cards.
- Xero, QuickBooks, Sage and FreeAgent connect on every plan, and more than 45 accounting tools are listed.
- From Grow up there is a Business API and bulk payments for automating payouts.
- In-app chat support is available 24/7 on all plans.
Cons
- There is no phone support, and a dedicated account manager is only offered on Enterprise.
- Charges add up past the allowances: 0.6% on FX overage, 1% outside market hours and 2% on cash withdrawals.
- There are no cash or cheque deposits, overdrafts, or inbound Direct Debits.
- Some users report accounts being frozen or restricted during compliance reviews.
- Expenses and Payroll cost extra per user on top of the plan fee.
Not sold on either?
Frequently Asked Questions
Revolut Business scores higher on our Finance Software criteria: 6.4/10 against 5.4/10 for Crunch. The largest gap is in Integration: 3/10 for Crunch and 7/10 for Revolut Business.
Crunch costs less for 10 users: free on its Crunch Free plan, against about £10/mo on its Basic plan for Revolut Business, billed monthly.
Crunch has a free plan; Revolut Business does not list one.
Crunch is the better fit for freelancers: we rate it 9/10 for them, against 4/10 for Revolut Business.
