Crunch vs Fortnox: Complete Comparison (2026)
An in-depth comparison of Crunch and Fortnox to help you choose the right tool for your business.
Last updated: November 2026
Crunch
5.4/10
UK online accountancy service that pairs bookkeeping and invoicing software with ACCA-regulated accountants for sole traders, contractors and small limited companies.
Fortnox
6.5/10
Swedish cloud accounting platform covering bookkeeping, invoicing, payroll, supplier invoice approval and reporting for small and mid-sized Swedish businesses and accounting firms.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 5.4/10 | 6.5/10 |
| Analytics | 4/10 | 5/10 |
| Compliance | 8/10 | 7/10 |
| Cost | 5/10 | 6/10 |
| Customization | 3/10 | 5/10 |
| Ease of Use | 7/10 | 7/10 |
| Integration | 3/10 | 8/10 |
| Scalability | 3/10 | 6/10 |
| Security | 6/10 | 6/10 |
| Support | 7/10 | 7/10 |
| Pricing | ||
| Free plan | Yes | No |
| Cheapest paid plan | £27/mo Sole Trader Pro | SEK 238/mo Mini |
| Estimated cost for 10 users | Free Crunch Free | SEK 238/mo Mini |
| Features | ||
| Accountant Access | ||
| Expense Management | ||
| Financial Reporting | ||
| Invoicing | ||
| Payroll | ||
| Accounts Payable | Not listed | |
| Bank Reconciliation | Not listed | |
| Corporate Cards | Not listed | |
| General Ledger | Not listed | |
| Multi-currency | Not listed | |
| Online Payments | Not listed | |
| Tax Compliance | Not listed | |
Crunch vs Fortnox cost by team size
| Team size | Crunch | Fortnox |
|---|---|---|
| 1 user | FreeCrunch Free | SEK 238/moMini |
| 5 users | FreeCrunch Free | SEK 238/moMini |
| 10 users | FreeCrunch Free | SEK 238/moMini |
| 25 users | FreeCrunch Free | SEK 238/moMini |
| 50 users | FreeCrunch Free | SEK 238/moMini |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose Crunch
- Has a free plan (Fortnox does not)
- Higher Compliance score (8/10 vs 7/10)
Why choose Fortnox
- Higher Integration score (8/10 vs 3/10)
- Higher Scalability score (6/10 vs 3/10)
- Better fit for e-commerce (7/10 vs 5/10)
- Better fit for enterprise (3/10 vs 1/10)
Pros & Cons
Crunch
Pros
- Paid plans include a qualified UK accountant who prepares and files Self Assessment, Corporation Tax, VAT and year-end accounts.
- Fixed monthly pricing through a published quote tool, backed by a price match guarantee and a 14-day free trial.
- MTD for Income Tax software comes at no extra cost on sole trader plans.
- Dividend vouchers, board minutes and distributable reserves are automated for limited company directors.
- Support is available by phone, live chat, video and email, and Trustpilot reviewers often praise named advisers.
Cons
- Far fewer third-party integrations than Xero or QuickBooks, and no app marketplace.
- Payroll for staff, director Self Assessment and multi-currency all cost extra on top of the base fee.
- Recent reviews complain about inconsistent support and software glitches, such as bank file formats not being recognised.
- A poor fit for complex companies with group structures or share schemes.
Fortnox
Pros
- More than 500 integrations, and one 189 kr licence covers all of them.
- A single platform covers bookkeeping, invoicing, payroll, supplier invoice approval, payments and a company card, which suits Swedish SMEs.
- Accounting firms get a dedicated bureau package for working in their clients' books.
- New companies get six months free, and every new subscription has a 30-day open purchase period.
- Trustpilot and Shopify app reviewers frequently praise customer service and sync reliability.
Cons
- Usage fees for invoices, paid employees and interpretations, plus an Access fee that scales with activity, make total cost hard to predict.
- Three-month agreements cost 15 percent more than the 12-month list prices.
- The product is Swedish-focused, and users have asked for an English interface.
- Some users call the reporting tools dated and say neobank integrations such as Revolut are missing.
Not sold on either?
Frequently Asked Questions
Fortnox scores higher on our Finance Software criteria: 6.5/10 against 5.4/10 for Crunch. The largest gap is in Integration: 3/10 for Crunch and 8/10 for Fortnox.
Crunch has a free plan; Fortnox does not list one.
Fortnox is the better fit for e-commerce: we rate it 7/10 for them, against 5/10 for Crunch.
