CloudTalk vs Fin Comparison
Compare CloudTalk vs Fin features, pricing, and more.
Last updated: November 2026

CloudTalk
7/10
Cloud phone and call center software with AI voice agents, conversation intelligence and CRM integrations for sales and support teams.

Fin
7.4/10
Fin is Intercom's AI customer service agent. It resolves support conversations across chat, email, voice and social, either inside Intercom or on top of an existing helpdesk.
Feature-by-Feature Comparison
| Feature | ![]() | ![]() |
|---|---|---|
| Scores | ||
| Overall Rating | 7/10 | 7.4/10 |
| Integration | 8/10 | 8/10 |
| Analytics | 7/10 | 8/10 |
| Customization | 7/10 | 8/10 |
| Ease of Use | 8/10 | 7/10 |
| Support | 6/10 | 5/10 |
| Cost | 6/10 | 4/10 |
| Scalability | 7/10 | 9/10 |
| Security | 6/10 | 9/10 |
| Output Quality | 7/10 | 9/10 |
| Pricing | ||
| Free plan | No | No |
| Cheapest paid plan | €34/user/mo Starter | $19/user/mo Fin with Intercom |
| Estimated cost for 10 users | €340/mo Starter | Contact for pricing |
| Features | ||
| AI Agents | ||
| API Access | ||
| Voice and Audio | ||
| Workflow Automation | ||
| Chatbots | Not listed | |
| Data Analysis | Not listed | |
| Enterprise Controls | Not listed | |
| Knowledge Base Search | Not listed | |
| Text Generation | Not listed | |
| Transcription | Not listed | |
CloudTalk vs Fin cost by team size
| Team size | CloudTalk | Fin |
|---|---|---|
| 1 user | €34/moStarter | Contact for pricing |
| 5 users | €170/moStarter | Contact for pricing |
| 10 users | €340/moStarter | Contact for pricing |
| 25 users | €850/moStarter | Contact for pricing |
| 50 users | €1,700/moStarter | Contact for pricing |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose CloudTalk

- Higher Cost score (6/10 vs 4/10)
- Higher Ease of Use score (8/10 vs 7/10)
- Better fit for sales teams (9/10 vs 5/10)
- Better fit for small business (8/10 vs 6/10)
Why choose Fin

- Higher Security score (9/10 vs 6/10)
- Higher Scalability score (9/10 vs 7/10)
- Better fit for enterprise (8/10 vs 5/10)
- Better fit for customer support teams (10/10 vs 8/10)
Pros & Cons
CloudTalk

Pros
- Dialer range from click-to-call up to a 10-line parallel dialer suits high-volume outbound sales.
- More than 95 native CRM and helpdesk integrations, plus API, webhooks and an MCP server, from the Essential tier.
- Low entry price of 25 EUR per user annually, and a 14-day trial with no credit card.
- The AI Receptionist includes 50 minutes at no cost and handles inbound calls 24/7 in more than 70 languages.
- Reviewers frequently praise call quality and an intuitive interface (G2 4.4/5).
Cons
- Power dialer, parallel dialer, conversation intelligence and AI agents are paid add-ons, so the real seat cost climbs.
- The Starter plan has no integrations or API, and keeps recordings for only one month.
- Reviewers report occasional glitches, dropped calls and app bugs.
- Support response is inconsistent according to some reviewers.
- US and Canada customers pay an extra 11% compliance recovery fee, and no refunds are given for partial periods.
Fin

Pros
- Intercom reports a 76% average resolution rate across more than 12,000 customers, and G2 reviewers praise how quick and human-sounding its answers are.
- It runs on existing helpdesks such as Zendesk, Salesforce, HubSpot and Freshdesk, so teams do not have to move to Intercom.
- Its compliance list is broad: SOC 2, ISO 27001, ISO 42001, ISO 27701 and HIPAA, plus SSO, SCIM and data hosting in the US, EU or Australia.
- Simulations and regression tests let teams check configuration changes before they go live.
- There are no setup or platform fees, and the 14-day trial needs no credit card.
Cons
- Per-outcome billing makes monthly costs hard to predict, and G2 reviewers report unexpected bills during volume spikes.
- Inside Intercom, the per-seat helpdesk fees come on top of the outcome charges.
- Fin can pull the wrong article when knowledge base topics overlap, so answer quality depends on well-kept help content.
- A competitor's review says advanced Procedures and data connectors can take weeks to set up and may need technical skills.
- Some reviewers complain about the responsiveness of Intercom's own customer support.
Not sold on either?
Frequently Asked Questions
Fin scores higher on our AI Software criteria: 7.4/10 against 7/10 for CloudTalk. The largest gap is in Security: 6/10 for CloudTalk and 9/10 for Fin.
No, neither CloudTalk nor Fin lists a free plan.
CloudTalk is the better fit for sales teams: we rate it 9/10 for them, against 5/10 for Fin.





