Agenda vs Revolut Business: Complete Comparison (2026)
An in-depth comparison of Agenda and Revolut Business to help you choose the right tool for your business.
Last updated: November 2026
Agenda
6/10
German accounting, fixed-asset, cost accounting and payroll software from Agenda for small and mid-sized businesses and for tax advisory firms.
Revolut Business
6.4/10
Revolut Business is a multi-currency business account. It includes team cards, invoicing and payment links, an optional expenses add-on and accounting integrations, and serves UK, EEA and US companies.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 6/10 | 6.4/10 |
| Analytics | 6/10 | 5/10 |
| Compliance | 8/10 | 6/10 |
| Cost | 5/10 | 6/10 |
| Customization | 6/10 | 6/10 |
| Ease of Use | 4/10 | 8/10 |
| Integration | 6/10 | 7/10 |
| Scalability | 5/10 | 7/10 |
| Security | 7/10 | 7/10 |
| Support | 7/10 | 4/10 |
| Pricing | ||
| Free plan | No | No |
| Cheapest paid plan | €45/mo Rechnungswesen Small (from) | £10/mo Basic |
| Estimated cost for 10 users | €45/mo Rechnungswesen Small (from) | £10/mo Basic |
| Features | ||
| General Ledger | ||
| Accountant Access | Not listed | |
| Accounts Payable | Not listed | |
| Bank Reconciliation | Not listed | |
| Budgeting and Forecasting | Not listed | |
| Corporate Cards | Not listed | |
| Expense Management | Not listed | |
| Financial Reporting | Not listed | |
| Invoicing | Not listed | |
| Multi-currency | Not listed | |
| Online Payments | Not listed | |
| Payroll | Not listed | |
| Tax Compliance | Not listed | |
Agenda vs Revolut Business cost by team size
| Team size | Agenda | Revolut Business |
|---|---|---|
| 1 user | €45/moRechnungswesen Small (from) | £10/moBasic |
| 5 users | €45/moRechnungswesen Small (from) | £10/moBasic |
| 10 users | €45/moRechnungswesen Small (from) | £10/moBasic |
| 25 users | €45/moRechnungswesen Small (from) | £10/moBasic |
| 50 users | €45/moRechnungswesen Small (from) | £10/moBasic |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose Agenda
- Higher Support score (7/10 vs 4/10)
- Higher Compliance score (8/10 vs 6/10)
- Includes General Ledger, which Revolut Business lacks
Why choose Revolut Business
- Higher Ease of Use score (8/10 vs 4/10)
- Higher Scalability score (7/10 vs 5/10)
Pros & Cons
Agenda
Pros
- Covers German compliance tasks in one package: ELSTER VAT returns, E-Bilanz, Bundesanzeiger filing and GoBD-compliant cash books.
- DATEV-style booking logic and DATEV interfaces make it easy to work with tax advisors and to switch from DATEV.
- Computerwoche calls it a full-featured and cheaper alternative to DATEV for SMEs.
- The expert hotline is free in every package, and the hosted ASP option includes backups and updates in a German data center.
- Cost center and cost unit accounting with contribution margin analysis are built in.
Cons
- Built only for German law and the German language, and there is no mobile app according to Tax & Bytes.
- Very few public reviews: the four reviews on Capterra Germany average 2.3 out of 5, with 2.0 for ease of use.
- Usage-based costs for cloud use and payroll headcount make the full cost hard to predict.
- The listed prices are starting prices, and training costs extra.
Revolut Business
Pros
- The monthly FX allowance at the interbank rate (up to 60,000 pounds on Scale) and more than 25 currency sub-accounts suit firms that pay suppliers abroad.
- Every plan includes card controls, and each team member can have up to 50 virtual cards.
- Xero, QuickBooks, Sage and FreeAgent connect on every plan, and more than 45 accounting tools are listed.
- From Grow up there is a Business API and bulk payments for automating payouts.
- In-app chat support is available 24/7 on all plans.
Cons
- There is no phone support, and a dedicated account manager is only offered on Enterprise.
- Charges add up past the allowances: 0.6% on FX overage, 1% outside market hours and 2% on cash withdrawals.
- There are no cash or cheque deposits, overdrafts, or inbound Direct Debits.
- Some users report accounts being frozen or restricted during compliance reviews.
- Expenses and Payroll cost extra per user on top of the plan fee.
Not sold on either?
Frequently Asked Questions
Revolut Business scores higher on our Finance Software criteria: 6.4/10 against 6/10 for Agenda. The largest gap is in Ease of Use: 4/10 for Agenda and 8/10 for Revolut Business.
No, neither Agenda nor Revolut Business lists a free plan.
Agenda has General Ledger, which Revolut Business lacks.
