SnelStart vs Starling Comparison
Compare SnelStart vs Starling features, pricing, and more.
Last updated: November 2026
SnelStart
6.5/10
Dutch online bookkeeping software for small and medium businesses and their accountants, covering invoicing, VAT returns, bank links, inventory and business banking.
Starling
6.6/10
A UK digital bank business account with built-in invoicing, bookkeeping, and Making Tax Digital tax tools for sole traders and small limited companies.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 6.5/10 | 6.6/10 |
| Scalability | 6/10 | 3/10 |
| Analytics | 5/10 | 4/10 |
| Compliance | 7/10 | 7/10 |
| Integration | 8/10 | 6/10 |
| Security | 5/10 | 8/10 |
| Support | 7/10 | 7/10 |
| Cost | 7/10 | 9/10 |
| Customization | 5/10 | 3/10 |
| Ease of Use | 7/10 | 8/10 |
| Pricing | ||
| Free plan | No | Yes |
| Cheapest paid plan | €10/mo inOrde | £7/mo Accounting Plus |
| Estimated cost for 10 users | €10/mo inOrde | Free Business Account + Accounting Essentials |
| Features | ||
| Accountant Access | ||
| Bank Reconciliation | ||
| Expense Management | ||
| Invoicing | ||
| Online Payments | ||
| Tax Compliance | ||
| Financial Reporting | Not listed | |
| General Ledger | Not listed | |
| Inventory Accounting | Not listed | |
| Multi-currency | Not listed | |
SnelStart vs Starling cost by team size
| Team size | SnelStart | Starling |
|---|---|---|
| 1 user | €10/moinOrde | FreeBusiness Account + Accounting Essentials |
| 5 users | €10/moinOrde | FreeBusiness Account + Accounting Essentials |
| 10 users | €10/moinOrde | FreeBusiness Account + Accounting Essentials |
| 25 users | €10/moinOrde | FreeBusiness Account + Accounting Essentials |
| 50 users | €10/moinOrde | FreeBusiness Account + Accounting Essentials |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose SnelStart
- Higher Scalability score (6/10 vs 3/10)
- Higher Integration score (8/10 vs 6/10)
Why choose Starling
- Has a free plan (SnelStart does not)
- Higher Security score (8/10 vs 5/10)
- Higher Cost score (9/10 vs 7/10)
- Better fit for freelancers (8/10 vs 6/10)
Pros & Cons
SnelStart
Pros
- Plans run from receipt submission up to full inventory and trade, so a growing business can stay on the same system without migrating.
- Large Dutch integration directory, covering Shopify, WooCommerce, Bol.com, Mollie, Stripe, Adyen, payroll tools such as Nmbrs, and Power BI.
- Widely used by Dutch accountants, and there are dedicated accountant packages that include tax, payroll and annual accounts.
- Business banking is included from the inKaart plan, with five payment accounts and a card.
- Reviewers praise the support channels, which include phone, live chat, remote assistance and email. Trustpilot shows 4.1 out of 5 from more than 2,200 reviews.
Cons
- Reviewers report no support for multiple currencies.
- Filing your own VAT return requires at least the 22 euro inKaart plan.
- Extra users (2.50 to 13.50 euro each) and extra administrations add to the monthly cost.
- Automatic bank feeds cover only five Dutch banks. Other banks need manual statement imports.
- The desktop version looks dated and does not have the same features as the web version. Time and mileage tracking need third-party add-ons.
Starling
Pros
- The business account has no monthly fee, and UK transfers, invoicing, and up to five expense cards are free.
- The free Essentials tier includes MTD for Income Tax submissions, which helps sole traders and landlords facing the April 2026 rules.
- VAT returns can be filed to HMRC from inside the banking app for £7 a month until April 2027.
- Bank feeds connect to Xero, QuickBooks, and FreeAgent.
- UK-based support is available 24/7 in the app, and Finder ranked it highly for customer satisfaction in 2026.
Cons
- It is not a full accounting system: there is no general ledger, payroll, or multi-entity support.
- Accountants only get view-only access.
- Only GBP and EUR accounts are available, and new USD account applications are paused.
- Eligibility is strict: directors and people with significant control must be UK residents.
- Overdrafts and loans are not available to new business customers, and there are no branches.
Not sold on either?
Frequently Asked Questions
Starling scores higher on our Finance Software criteria: 6.6/10 against 6.5/10 for SnelStart. The largest gap is in Scalability: 6/10 for SnelStart and 3/10 for Starling.
Starling has a free plan; SnelStart does not list one.
Starling is the better fit for freelancers: we rate it 8/10 for them, against 6/10 for SnelStart.
