Shine vs Tiime: Complete Comparison (2026)
An in-depth comparison of Shine and Tiime to help you choose the right tool for your business.
Last updated: November 2026
Shine
6.1/10
French online business account for freelancers and small companies, with Mastercard cards, built-in invoicing, receipt capture and accounting exports.
Tiime
6.4/10
French invoicing, pre-accounting and business banking app for freelancers and small companies, with a shared workspace for their chartered accountant.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 6.1/10 | 6.4/10 |
| Analytics | 4/10 | 5/10 |
| Compliance | 6/10 | 7/10 |
| Cost | 7/10 | 8/10 |
| Customization | 4/10 | 5/10 |
| Ease of Use | 8/10 | 8/10 |
| Integration | 6/10 | 5/10 |
| Scalability | 4/10 | 4/10 |
| Security | 6/10 | 6/10 |
| Support | 7/10 | 7/10 |
| Pricing | ||
| Free plan | Yes | Yes |
| Cheapest paid plan | Contact for pricing | €10/mo Initial (0-1 employee) |
| Estimated cost for 10 users | Free Free | Free Free |
| Features | ||
| Accountant Access | ||
| Bank Reconciliation | ||
| Corporate Cards | ||
| Expense Management | ||
| Invoicing | ||
| Online Payments | ||
| Budgeting and Forecasting | Not listed | |
| Payroll | Not listed | |
| Tax Compliance | Not listed | |
Shine vs Tiime cost by team size
Shine and Tiime cost the same at every team size we checked.
| Team size | Shine | Tiime |
|---|---|---|
| 1 user | FreeFree | FreeFree |
| 5 users | FreeFree | FreeFree |
| 10 users | FreeFree | FreeFree |
| 25 users | FreeFree | FreeFree |
| 50 users | FreeFree | FreeFree |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose Shine
- Higher Integration score (6/10 vs 5/10)
Why choose Tiime
- Higher Analytics score (5/10 vs 4/10)
- Higher Compliance score (7/10 vs 6/10)
Pros & Cons
Shine
Pros
- A real free plan that includes unlimited quotes and invoices with automatic reminders
- Cash deposits through tobacconists, which few online business accounts offer
- Strong Trustpilot ratings of about 4.6 to 4.7 out of 5 across thousands of reviews, and an in-house support team based in France
- Paid plans have a 30-day trial and no commitment
Cons
- As a payment institution it offers no overdraft, loans or interest-bearing account
- Higher fees than some rivals on non-euro card payments and international transfers
- No phone support on the Free plan, and reviewers report accounts blocked without warning
- Garnishment processing fees of 10 percent, capped at 100 EUR, criticised as poorly signposted
Tiime
Pros
- Invoicing is free on every tier, with no limit on the number of quotes and invoices, plus e-invoicing through Tiime's registered platform.
- The business's accountant can see its data for free, and around 2,000 accounting firms are reported as partners.
- Bank sync categorises transactions automatically, and receipts can be captured by phone, which cuts pre-accounting work.
- Paid plans come with a 60-day trial, and the entry plan costs 9.99 euros a month.
- Users rate it highly, with about 4.8 out of 5 on Google and Trustpilot.
Cons
- Tiime only does pre-accounting. The full ledger and the tax return package are left to an accountant using Tiime's separate production tool.
- The business account cannot send transfers outside the euro zone and offers no overdraft.
- Reviewers say modules cannot be bought on their own, and the free plan is fairly limited for running a business.
- Users have reported occasional bugs, including after one update on Mac.
- It is aimed at the French market and at companies with up to 20 employees. Larger firms must request a quote.
Not sold on either?
Frequently Asked Questions
Tiime scores higher on our Finance Software criteria: 6.4/10 against 6.1/10 for Shine. The largest gap is in Analytics: 4/10 for Shine and 5/10 for Tiime.
Both are free for 10 users.
Yes, both Shine and Tiime have a free plan.
