Puzzle vs Revolut Business: Complete Comparison (2026)
An in-depth comparison of Puzzle and Revolut Business to help you choose the right tool for your business.
Last updated: November 2026
Puzzle
6.1/10
AI-native accounting software and optional bookkeeping services that automate categorization, reconciliation and month-end close for startups and small businesses.
Revolut Business
6.4/10
Revolut Business is a multi-currency business account. It includes team cards, invoicing and payment links, an optional expenses add-on and accounting integrations, and serves UK, EEA and US companies.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 6.1/10 | 6.4/10 |
| Analytics | 7/10 | 5/10 |
| Compliance | 5/10 | 6/10 |
| Cost | 7/10 | 6/10 |
| Customization | 5/10 | 6/10 |
| Ease of Use | 8/10 | 8/10 |
| Integration | 7/10 | 7/10 |
| Scalability | 5/10 | 7/10 |
| Security | 5/10 | 7/10 |
| Support | 5/10 | 4/10 |
| Pricing | ||
| Free plan | No | No |
| Cheapest paid plan | $30/mo Starter | £10/mo Basic |
| Estimated cost for 10 users | $120/mo Complete | £10/mo Basic |
| Features | ||
| General Ledger | ||
| Invoicing | ||
| Accountant Access | Not listed | |
| Accounts Payable | Not listed | |
| Bank Reconciliation | Not listed | |
| Budgeting and Forecasting | Not listed | |
| Corporate Cards | Not listed | |
| Expense Management | Not listed | |
| Financial Reporting | Not listed | |
| Multi-currency | Not listed | |
| Multi-entity Consolidation | Not listed | |
| Online Payments | Not listed | |
| Payroll | Not listed | |
| Tax Compliance | Not listed | |
Puzzle vs Revolut Business cost by team size
| Team size | Puzzle | Revolut Business |
|---|---|---|
| 1 user | $30/moStarter | £10/moBasic |
| 5 users | $72/moCore | £10/moBasic |
| 10 users | $120/moComplete | £10/moBasic |
| 25 users | $120/moComplete | £10/moBasic |
| 50 users | $120/moComplete | £10/moBasic |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose Puzzle
- Higher Analytics score (7/10 vs 5/10)
- Higher Cost score (7/10 vs 6/10)
- Includes General Ledger, which Revolut Business lacks
Why choose Revolut Business
- Higher Scalability score (7/10 vs 5/10)
- Higher Security score (7/10 vs 5/10)
Pros & Cons
Puzzle
Pros
- Most transactions are categorized automatically: the vendor claims 85 to 90 percent on every plan.
- Reviewers praise the clean interface for non-accountant founders.
- Direct integrations with Stripe, Mercury, Brex, Ramp, Gusto and Rippling suit startup tool stacks.
- Entry pricing is low and flat, at $30 a month, and annual billing gives two months free.
- Optional bookkeeping, CFO and tax services are available from the same vendor.
Cons
- Users report AI miscategorizations that are hard to fix manually.
- Some reviewers say it feels immature, with missing basics and occasional lag.
- Reviewers report support lapses, such as a missed onboarding call.
- Revenue recognition and classes only come with Complete at $120 a month.
- Multi-currency support is not documented.
Revolut Business
Pros
- The monthly FX allowance at the interbank rate (up to 60,000 pounds on Scale) and more than 25 currency sub-accounts suit firms that pay suppliers abroad.
- Every plan includes card controls, and each team member can have up to 50 virtual cards.
- Xero, QuickBooks, Sage and FreeAgent connect on every plan, and more than 45 accounting tools are listed.
- From Grow up there is a Business API and bulk payments for automating payouts.
- In-app chat support is available 24/7 on all plans.
Cons
- There is no phone support, and a dedicated account manager is only offered on Enterprise.
- Charges add up past the allowances: 0.6% on FX overage, 1% outside market hours and 2% on cash withdrawals.
- There are no cash or cheque deposits, overdrafts, or inbound Direct Debits.
- Some users report accounts being frozen or restricted during compliance reviews.
- Expenses and Payroll cost extra per user on top of the plan fee.
Not sold on either?
Frequently Asked Questions
Revolut Business scores higher on our Finance Software criteria: 6.4/10 against 6.1/10 for Puzzle. The largest gap is in Analytics: 7/10 for Puzzle and 5/10 for Revolut Business.
No, neither Puzzle nor Revolut Business lists a free plan.
Puzzle has General Ledger, which Revolut Business lacks.
