Pleo vs Visma Netvisor Comparison
Compare Pleo vs Visma Netvisor features, pricing, and more.
Last updated: November 2026
Pleo
6.8/10
Pleo is a European spend management platform that gives small and mid-sized businesses company cards, receipt capture, reimbursements and supplier invoice payments.
Visma Netvisor
5.9/10
Finnish cloud accounting, invoicing and payroll system from Visma Solutions, aimed at Finnish SMEs, mid-size firms and the accounting offices that serve them.
Feature-by-Feature Comparison
| Feature | | V Visma Netvisor |
|---|---|---|
| Scores | ||
| Overall Rating | 6.8/10 | 5.9/10 |
| Scalability | 6/10 | 6/10 |
| Analytics | 6/10 | 6/10 |
| Compliance | 7/10 | 7/10 |
| Integration | 7/10 | 6/10 |
| Security | 7/10 | 6/10 |
| Support | 5/10 | 6/10 |
| Cost | 6/10 | 5/10 |
| Customization | 6/10 | 5/10 |
| Ease of Use | 9/10 | 6/10 |
| Pricing | ||
| Free plan | No | No |
| Cheapest paid plan | £8/user/mo Start | €25/mo Basic |
| Estimated cost for 10 users | £80/mo Start | €25/mo Basic |
| Features | ||
| General Ledger | ||
| Payroll | ||
| Accounts Payable | ||
| Budgeting and Forecasting | ||
| Expense Management | ||
| Accountant Access | Not listed | |
| Bank Reconciliation | Not listed | |
| Corporate Cards | Not listed | |
| Financial Reporting | Not listed | |
| Inventory Accounting | Not listed | |
| Invoicing | Not listed | |
| Multi-currency | Not listed | |
| Tax Compliance | Not listed | |
Pleo vs Visma Netvisor cost by team size
| Team size | Pleo | Visma Netvisor |
|---|---|---|
| 1 user | £8/moStart | €25/moBasic |
| 5 users | £40/moStart | €25/moBasic |
| 10 users | £80/moStart | €25/moBasic |
| 25 users | £200/moStart | €25/moBasic |
| 50 users | £400/moStart | €25/moBasic |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose Pleo
- Higher Ease of Use score (9/10 vs 6/10)
- Higher Integration score (7/10 vs 6/10)
VWhy choose Visma Netvisor
- Higher Support score (6/10 vs 5/10)
- Includes General Ledger, which Pleo lacks
- Includes Payroll, which Pleo lacks
Pros & Cons
Pleo
Pros
- G2 reviewers praise the card and receipt-capture app as easy for employees to use, and Pleo holds a 4.7 rating across roughly 1,400 G2 reviews.
- Per-user list prices are published, starting at £8 per user per month.
- Native accounting integrations cover Xero, QuickBooks, NetSuite, FreeAgent, Xledger and Twinfield.
- SAML SSO is included even on the entry Start plan.
- The UK entity is authorised by the FCA, and cards are issued under a Mastercard licence.
Cons
- Build and Optimise are billed yearly and require at least three users.
- Transaction charges such as FX fees of up to 2 percent and per-payment fees add to the subscription cost.
- Live chat support is only included on Optimise, and Trustpilot reviewers complain about slow support.
- Some reviewers report weak coverage and support in the US.
- It is not an accounting system and has no general ledger, customer invoicing or payroll.
VVisma Netvisor
Pros
- Large Finnish accounting-office network of more than 800 partner firms, which makes outsourcing bookkeeping easy.
- Payroll, expense claims, inventory and Controller budgeting all sit in one system, sized to Finnish rules.
- Starter's flat fee covers 1,000 common transactions, which is predictable for companies with higher volumes.
- Free 30-day trial with no credit card, and it does not convert automatically to a paid plan.
- Data is hosted on AWS in Germany and Sweden, inside the EU and EEA.
Cons
- Package fees rise with the turnover band, and the official page does not show every band's price.
- Basic and Core charge per transaction, so monthly costs vary.
- The full API requires Professional or higher.
- Built for Finland, so it offers little for companies operating elsewhere.
- Visma's trust page shows no Netvisor-specific audit reports or certifications, only AWS's ISO 27001.
- Few independent user reviews were found on major review sites.
Not sold on either?
Frequently Asked Questions
Pleo scores higher on our Finance Software criteria: 6.8/10 against 5.9/10 for Visma Netvisor. The largest gap is in Ease of Use: 9/10 for Pleo and 6/10 for Visma Netvisor.
No, neither Pleo nor Visma Netvisor lists a free plan.
Visma Netvisor has General Ledger and Payroll, which Pleo lacks.
