Evoliz vs Holvi: Complete Comparison (2026)
An in-depth comparison of Evoliz and Holvi to help you choose the right tool for your business.
Last updated: November 2026
Evoliz
6.5/10
French online invoicing and pre-accounting software for sole traders, small businesses and associations, with bank sync, expense capture and e-invoicing compliance.
Holvi
5.5/10
Holvi is a business account with invoicing, receipt capture and bookkeeping prep for freelancers and small companies in Finland, Germany and Austria.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 6.5/10 | 5.5/10 |
| Scalability | 4/10 | 3/10 |
| Analytics | 6/10 | 4/10 |
| Compliance | 8/10 | 6/10 |
| Integration | 6/10 | 3/10 |
| Security | 6/10 | 6/10 |
| Support | 7/10 | 5/10 |
| Cost | 7/10 | 8/10 |
| Customization | 6/10 | 3/10 |
| Ease of Use | 7/10 | 8/10 |
| Pricing | ||
| Free plan | No | Yes |
| Cheapest paid plan | €29/mo Essentielle | €9/mo Holvi Lite |
| Estimated cost for 10 users | €29/mo Essentielle | €9/mo Holvi Lite |
| Features | ||
| Accountant Access | ||
| Bank Reconciliation | ||
| Expense Management | ||
| Invoicing | ||
| Tax Compliance | ||
| Accounts Payable | Not listed | |
| Budgeting and Forecasting | Not listed | |
| Corporate Cards | Not listed | |
| Financial Reporting | Not listed | |
| Multi-entity Consolidation | Not listed | |
| Online Payments | Not listed | |
Evoliz vs Holvi cost by team size
Holvi costs less at every team size we checked.
| Team size | Evoliz | Holvi |
|---|---|---|
| 1 user | €29/moEssentielle | FreeHolvi Flex |
| 5 users | €29/moEssentielle | €9/moHolvi Lite |
| 10 users | €29/moEssentielle | €9/moHolvi Lite |
| 25 users | €29/moEssentielle | €9/moHolvi Lite |
| 50 users | €29/moEssentielle | €9/moHolvi Lite |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose Evoliz
- Higher Integration score (6/10 vs 3/10)
- Higher Customization score (6/10 vs 3/10)
- Better fit for small business (9/10 vs 7/10)
Why choose Holvi
- Has a free plan (Evoliz does not)
- Lower estimated cost for 10 users: €9/mo vs €29/mo
- Higher Cost score (8/10 vs 7/10)
- Higher Ease of Use score (8/10 vs 7/10)
Pros & Cons
Evoliz
Pros
- Low entry price: 29 euros a month excluding VAT, with unlimited quotes and invoices.
- An accountant seat is included free on every plan, along with journal and trial balance exports.
- NF203 and NF525 certifications, data hosted in France, and an approved e-invoicing platform through Chaintrust by Visma.
- Built-in online payment through Stripe, PayPal, GoCardless, Payzen and Payplug.
- Reviewers and Google ratings describe support as responsive, with chat and email included.
Cons
- It is pre-accounting only: there are no annual accounts and no pre-filled VAT return.
- Recurring invoices and automatic reminders are only in the 49 euro Avancée plan.
- Reviewers find the design dated, and some modules are less intuitive than others.
- The first setup is reported to take a long time.
- It is aimed at French businesses and does not suit large companies.
Holvi
Pros
- The free Flex plan gives sole traders an IBAN and a virtual card with no monthly fee.
- Invoicing, payment matching and receipt scanning all happen in the same app as the bank account.
- The Lite and Pro plans include accountant access for handing over the books.
- Finnish customers can add a done-for-you bookkeeping service.
Cons
- Holvi only serves Finland, Germany and Austria.
- On Flex, per-transfer fees add up quickly as volume grows.
- It is not a full double-entry accounting system and has no consolidation or forecasting.
- Some reviews on G2 and Trustpilot complain of sudden account freezes or closures.
- Currency exchange carries a 1 percent fee.
Not sold on either?
Frequently Asked Questions
Evoliz scores higher on our Finance Software criteria: 6.5/10 against 5.5/10 for Holvi. The largest gap is in Customization: 6/10 for Evoliz and 3/10 for Holvi.
Holvi costs less for 10 users: about €9/mo on its Holvi Lite plan, against about €29/mo on its Essentielle plan for Evoliz, billed monthly.
Holvi has a free plan; Evoliz does not list one.
Evoliz is the better fit for small business: we rate it 9/10 for them, against 7/10 for Holvi.
