Clear Books vs Tiime: Complete Comparison (2026)
An in-depth comparison of Clear Books and Tiime to help you choose the right tool for your business.
Last updated: November 2026
Clear Books
5.9/10
UK cloud accounting software for sole traders, landlords, small companies and accountants, with HMRC Making Tax Digital filing, bank feeds, invoicing and payroll.
Tiime
6.4/10
French invoicing, pre-accounting and business banking app for freelancers and small companies, with a shared workspace for their chartered accountant.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 5.9/10 | 6.4/10 |
| Analytics | 5/10 | 5/10 |
| Compliance | 8/10 | 7/10 |
| Cost | 8/10 | 8/10 |
| Customization | 4/10 | 5/10 |
| Ease of Use | 7/10 | 8/10 |
| Integration | 4/10 | 5/10 |
| Scalability | 3/10 | 4/10 |
| Security | 5/10 | 6/10 |
| Support | 7/10 | 7/10 |
| Pricing | ||
| Free plan | Yes | Yes |
| Cheapest paid plan | £5/mo Property | €10/mo Initial (0-1 employee) |
| Estimated cost for 10 users | Free Property Free | Free Free |
| Features | ||
| Accountant Access | ||
| Bank Reconciliation | ||
| Budgeting and Forecasting | ||
| Expense Management | ||
| Invoicing | ||
| Online Payments | ||
| Tax Compliance | ||
| Accounts Payable | Not listed | |
| Audit Trail | Not listed | |
| Corporate Cards | Not listed | |
| Financial Reporting | Not listed | |
| General Ledger | Not listed | |
| Multi-currency | Not listed | |
| Payroll | Not listed | |
Clear Books vs Tiime cost by team size
| Team size | Clear Books | Tiime |
|---|---|---|
| 1 user | FreeProperty Free | FreeFree |
| 5 users | FreeProperty Free | FreeFree |
| 10 users | FreeProperty Free | FreeFree |
| 25 users | FreeProperty Free | FreeFree |
| 50 users | FreeProperty Free | FreeFree |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose Clear Books
- Higher Compliance score (8/10 vs 7/10)
Why choose Tiime
- Higher Customization score (5/10 vs 4/10)
- Higher Ease of Use score (8/10 vs 7/10)
Pros & Cons
Clear Books
Pros
- Free MTD Income Tax plans for sole traders and landlords have no transaction limits.
- It is on HMRC's list of MTD-compatible software for both VAT and Income Tax Self Assessment.
- CIS reporting is built in, which suits UK construction contractors and subcontractors.
- Company plans cost £16 to £44 a month, with up to 20% off for two-year billing and no setup or per-invoice fees.
- Trustpilot reviewers rate it 4.3 out of 5 from 477 reviews and often praise quick, friendly support.
Cons
- It follows UK tax rules only, so it does not suit businesses outside the UK.
- Multi-currency, expense claims and project accounting require the top £44 Large plan.
- Users report that editing or deleting entries is awkward and that voiding is the workaround.
- Its integration ecosystem is small compared with Xero or QuickBooks.
- Some reviewers say email support replies can be slow.
Tiime
Pros
- Invoicing is free on every tier, with no limit on the number of quotes and invoices, plus e-invoicing through Tiime's registered platform.
- The business's accountant can see its data for free, and around 2,000 accounting firms are reported as partners.
- Bank sync categorises transactions automatically, and receipts can be captured by phone, which cuts pre-accounting work.
- Paid plans come with a 60-day trial, and the entry plan costs 9.99 euros a month.
- Users rate it highly, with about 4.8 out of 5 on Google and Trustpilot.
Cons
- Tiime only does pre-accounting. The full ledger and the tax return package are left to an accountant using Tiime's separate production tool.
- The business account cannot send transfers outside the euro zone and offers no overdraft.
- Reviewers say modules cannot be bought on their own, and the free plan is fairly limited for running a business.
- Users have reported occasional bugs, including after one update on Mac.
- It is aimed at the French market and at companies with up to 20 employees. Larger firms must request a quote.
Not sold on either?
Frequently Asked Questions
Tiime scores higher on our Finance Software criteria: 6.4/10 against 5.9/10 for Clear Books. The largest gap is in Compliance: 8/10 for Clear Books and 7/10 for Tiime.
Yes, both Clear Books and Tiime have a free plan.
