BuchhaltungsButler vs Qonto: Complete Comparison (2026)
An in-depth comparison of BuchhaltungsButler and Qonto to help you choose the right tool for your business.
Last updated: November 2026
BuchhaltungsButler
6.3/10
Cloud accounting software from Berlin for German freelancers, small firms, online retailers and associations, with AI receipt capture, bank matching and DATEV export.
Qonto
6.4/10
Qonto is a European online business account for freelancers and SMEs, combining a local IBAN, payment cards, transfers, invoicing, and expense tools.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 6.3/10 | 6.4/10 |
| Scalability | 5/10 | 6/10 |
| Analytics | 6/10 | 5/10 |
| Compliance | 8/10 | 6/10 |
| Integration | 7/10 | 8/10 |
| Security | 7/10 | 6/10 |
| Support | 4/10 | 5/10 |
| Cost | 5/10 | 6/10 |
| Customization | 5/10 | 5/10 |
| Ease of Use | 7/10 | 8/10 |
| Pricing | ||
| Free plan | No | No |
| Cheapest paid plan | €40/mo Light | €9/mo Basic |
| Estimated cost for 10 users | €40/mo Light | €49/mo Essential |
| Features | ||
| Accountant Access | ||
| Accounts Payable | ||
| Bank Reconciliation | ||
| Expense Management | ||
| Invoicing | ||
| Audit Trail | Not listed | |
| Corporate Cards | Not listed | |
| Financial Reporting | Not listed | |
| General Ledger | Not listed | |
| Multi-currency | Not listed | |
| Payroll | Not listed | |
| Tax Compliance | Not listed | |
BuchhaltungsButler vs Qonto cost by team size
Qonto costs less up to 5 users; BuchhaltungsButler costs less from 10 users.
| Team size | BuchhaltungsButler | Qonto |
|---|---|---|
| 1 user | €90/moPremium | €9/moBasic |
| 5 users | €90/moPremium | €49/moEssential |
| 10 users | €40/moLight | €49/moEssential |
| 25 users | €40/moLight | €49/moEssential |
| 50 users | €40/moLight | €49/moEssential |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose BuchhaltungsButler
- Lower estimated cost for 10 users: €40/mo vs €49/mo
- Higher Compliance score (8/10 vs 6/10)
- Higher Analytics score (6/10 vs 5/10)
Why choose Qonto
- Higher Scalability score (6/10 vs 5/10)
- Higher Integration score (8/10 vs 7/10)
- Better fit for freelancers (9/10 vs 7/10)
Pros & Cons
BuchhaltungsButler
Pros
- AI receipt recognition and automatic bank matching cut down manual entry.
- E-commerce connectors for Amazon, eBay, Shopify and Billbee split marketplace fees into separate bookings.
- Handles both EÜR and double-entry bookkeeping, with Elster VAT returns, Peppol e-invoices and a DATEV export.
- Hosted in German data centres certified to ISO 27001 and 27018, with GoBD compliance.
- Every plan includes a tax advisor login.
Cons
- Invoices can only be issued in euros, and there is no dunning or time tracking.
- Reviewers report slow support, with one tester waiting five days, and there is no phone hotline.
- There is no full native mobile app.
- It costs more than entry tools such as Lexware Office, and many extras cost more.
Qonto
Pros
- Low entry price: the Basic solo plan costs €9 a month, and every plan has a one-month free trial with no commitment.
- Team plans include unlimited users, so costs do not rise with headcount.
- A large integration directory covers DATEV, Sage, Tiime and Stripe, plus Zapier, Make and a public API.
- Accountants get unlimited access from the Smart plan, which makes bookkeeping handoffs easier.
- Reviewers on G2 and Capterra praise the interface and quick onboarding.
Cons
- Reviewers often report account freezes during compliance checks that hold funds for days.
- Support is described as slow or generic when an issue is complex.
- International transfers cost 0.56% to 1.8% with a €5 minimum, which adds up for businesses that pay in many currencies.
- Qonto is a payment institution, not a full bank, and offers no broad lending products.
- There is no full general ledger or financial statements, so a separate accounting tool is still needed.
Not sold on either?
Frequently Asked Questions
Qonto scores higher on our Finance Software criteria: 6.4/10 against 6.3/10 for BuchhaltungsButler. The largest gap is in Compliance: 8/10 for BuchhaltungsButler and 6/10 for Qonto.
BuchhaltungsButler costs less for 10 users: about €40/mo on its Light plan, against about €49/mo on its Essential plan for Qonto, billed monthly.
No, neither BuchhaltungsButler nor Qonto lists a free plan.
Qonto is the better fit for freelancers: we rate it 9/10 for them, against 7/10 for BuchhaltungsButler.
