BooksTime vs Revolut Business: Complete Comparison (2026)
An in-depth comparison of BooksTime and Revolut Business to help you choose the right tool for your business.
Last updated: November 2026
BooksTime
5.9/10
Outsourced bookkeeping service that gives small businesses and nonprofits a dedicated bookkeeper who works in QuickBooks, Xero, or other accounting software.
Revolut Business
6.4/10
Revolut Business is a multi-currency business account. It includes team cards, invoicing and payment links, an optional expenses add-on and accounting integrations, and serves UK, EEA and US companies.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 5.9/10 | 6.4/10 |
| Analytics | 6/10 | 5/10 |
| Compliance | 5/10 | 6/10 |
| Cost | 5/10 | 6/10 |
| Customization | 7/10 | 6/10 |
| Ease of Use | 7/10 | 8/10 |
| Integration | 7/10 | 7/10 |
| Scalability | 6/10 | 7/10 |
| Security | 4/10 | 7/10 |
| Support | 7/10 | 4/10 |
| Pricing | ||
| Free plan | No | No |
| Cheapest paid plan | $320/mo Essentials | £10/mo Basic |
| Estimated cost for 10 users | $320/mo Essentials | £10/mo Basic |
| Features | ||
| General Ledger | ||
| Accounts Payable | ||
| Invoicing | ||
| Multi-currency | ||
| Accountant Access | Not listed | |
| Bank Reconciliation | Not listed | |
| Budgeting and Forecasting | Not listed | |
| Corporate Cards | Not listed | |
| Expense Management | Not listed | |
| Financial Reporting | Not listed | |
| Inventory Accounting | Not listed | |
| Multi-entity Consolidation | Not listed | |
| Online Payments | Not listed | |
| Payroll | Not listed | |
| Tax Compliance | Not listed | |
BooksTime vs Revolut Business cost by team size
| Team size | BooksTime | Revolut Business |
|---|---|---|
| 1 user | $320/moEssentials | £10/moBasic |
| 5 users | $320/moEssentials | £10/moBasic |
| 10 users | $320/moEssentials | £10/moBasic |
| 25 users | $320/moEssentials | £10/moBasic |
| 50 users | $320/moEssentials | £10/moBasic |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose BooksTime
- Higher Support score (7/10 vs 4/10)
- Higher Analytics score (6/10 vs 5/10)
- Includes General Ledger, which Revolut Business lacks
Why choose Revolut Business
- Higher Security score (7/10 vs 4/10)
- Higher Compliance score (6/10 vs 5/10)
- Better fit for startups (8/10 vs 6/10)
Pros & Cons
BooksTime
Pros
- Bookkeepers work in the client's existing software, and BooksTime says it supports more than 25 options including QuickBooks and Xero, so clients are not locked in.
- Essentials pricing is public, and it does not cap transactions or connected accounts.
- Monthly contracts can be cancelled at any time with no cancellation fees.
- It offers nonprofit-specific services such as Form 990 preparation and restricted fund tracking.
- All nine Trustpilot reviews give 5 stars and praise its accuracy and on-time work, including for books with several entities.
Cons
- It is not a CPA firm, so tax returns are handed to referred CPAs and quoted separately.
- There is no public security or compliance documentation.
- Essentials pricing rises with monthly expenses, and the Complete plan has no public price.
- It has few independent reviews; Trustpilot shows only 9.
- The pricing page does not say which services come with Essentials and which need Complete.
Revolut Business
Pros
- The monthly FX allowance at the interbank rate (up to 60,000 pounds on Scale) and more than 25 currency sub-accounts suit firms that pay suppliers abroad.
- Every plan includes card controls, and each team member can have up to 50 virtual cards.
- Xero, QuickBooks, Sage and FreeAgent connect on every plan, and more than 45 accounting tools are listed.
- From Grow up there is a Business API and bulk payments for automating payouts.
- In-app chat support is available 24/7 on all plans.
Cons
- There is no phone support, and a dedicated account manager is only offered on Enterprise.
- Charges add up past the allowances: 0.6% on FX overage, 1% outside market hours and 2% on cash withdrawals.
- There are no cash or cheque deposits, overdrafts, or inbound Direct Debits.
- Some users report accounts being frozen or restricted during compliance reviews.
- Expenses and Payroll cost extra per user on top of the plan fee.
Not sold on either?
Frequently Asked Questions
Revolut Business scores higher on our Finance Software criteria: 6.4/10 against 5.9/10 for BooksTime. The largest gap is in Security: 4/10 for BooksTime and 7/10 for Revolut Business.
No, neither BooksTime nor Revolut Business lists a free plan.
Revolut Business is the better fit for startups: we rate it 8/10 for them, against 6/10 for BooksTime.
BooksTime has General Ledger, which Revolut Business lacks.
