Billomat vs Zoho Books Comparison
Compare Billomat vs Zoho Books features, pricing, and more.
Last updated: November 2026
Billomat
5.6/10
Cloud invoicing and light bookkeeping software for German freelancers and small businesses, with quotes, reminders, bank matching, receipt capture and DATEV export.
Zoho Books
7/10
Cloud accounting software from Zoho for small and growing businesses, covering invoicing, bank reconciliation, bills, inventory and financial reporting.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 5.6/10 | 7/10 |
| Scalability | 4/10 | 6/10 |
| Analytics | 3/10 | 7/10 |
| Compliance | 7/10 | 7/10 |
| Integration | 7/10 | 7/10 |
| Security | 5/10 | 7/10 |
| Support | 5/10 | 5/10 |
| Cost | 6/10 | 8/10 |
| Customization | 5/10 | 8/10 |
| Ease of Use | 6/10 | 7/10 |
| Pricing | ||
| Free plan | No | Yes |
| Cheapest paid plan | €29/mo Professional | $20/mo Standard |
| Estimated cost for 10 users | €39/mo Business | $70/mo Premium |
| Features | ||
| General Ledger | ||
| Accountant Access | ||
| Bank Reconciliation | ||
| Expense Management | ||
| Invoicing | ||
| Multi-currency | ||
| Tax Compliance | ||
| Accounts Payable | Not listed | |
| Audit Trail | Not listed | |
| Budgeting and Forecasting | Not listed | |
| Financial Reporting | Not listed | |
| Inventory Accounting | Not listed | |
| Online Payments | Not listed | |
Billomat vs Zoho Books cost by team size
| Team size | Billomat | Zoho Books |
|---|---|---|
| 1 user | €29/moProfessional | FreeFree |
| 5 users | €39/moBusiness | $50/moProfessional |
| 10 users | €39/moBusiness | $70/moPremium |
| 25 users | €39/moBusiness | FreeFree |
| 50 users | €39/moBusiness | FreeFree |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose Billomat
Our data shows no clear advantage over Zoho Books.
Why choose Zoho Books
- Has a free plan (Billomat does not)
- Higher Analytics score (7/10 vs 3/10)
- Higher Customization score (8/10 vs 5/10)
- Includes General Ledger, which Billomat lacks
Pros & Cons
Billomat
Pros
- Covers the full German document chain, from quote and order confirmation to delivery note, invoice, correction and dunning.
- Accountants can work with the data through tax advisor access, the DATEV Buchungsdatenservice and DATEV export on the Business plan and above.
- Reviewers on OMR praise the bank matching with automatic suggestions and the automated recurring invoices.
- Business has no document limit, and extra users cost only 10 euros a month each.
- The REST API, WooCommerce plugin and add-on marketplace make it practical to connect to shops and other tools.
Cons
- It is not full accounting: testers found no profit and loss statement, no BWA, no standard chart of accounts and no cash book.
- Users report slow page loads and a confusing interface redesign that runs alongside the old design.
- Some reviews describe support as slow or hard to reach, and the entry plans have no phone support.
- The Professional plan caps documents at 30 a month and excludes banking, DATEV and extra users.
- Review scores are mixed, at about 2.9 out of 5 on OMR and 2.3 out of 5 on Capterra and GetApp.
Zoho Books
Pros
- The free plan includes online payments, bank reconciliation, recurring invoices and 1099 tracking for one user plus an accountant.
- Pricing is per organization, not per user, so small teams avoid per-seat costs.
- It connects natively with Zoho CRM, Zoho Payroll, Zoho Inventory and Zoho Analytics.
- Professional and higher plans include custom workflows, custom roles and approvals, and Premium adds custom modules and functions.
- On the Elite plan, inventory features cover warehouses, serial and batch tracking, and marketplace sync.
Cons
- Budgets, multi-currency and advanced inventory are only available on higher-priced tiers.
- Reviewers on Capterra and in NerdWallet's write-up describe slow or unhelpful customer support.
- It has fewer third-party integrations than its main competitors, according to NerdWallet.
- A PeerSpot reviewer found it awkward to invoice the same customer in different currencies.
- Even the top plan has a hard cap of 15 users, plus annual transaction limits.
Not sold on either?
Frequently Asked Questions
Zoho Books scores higher on our Finance Software criteria: 7/10 against 5.6/10 for Billomat. The largest gap is in Analytics: 3/10 for Billomat and 7/10 for Zoho Books.
Zoho Books has a free plan; Billomat does not list one.
Zoho Books has General Ledger, which Billomat lacks.
