Acumatica vs Tellow: Complete Comparison (2026)
An in-depth comparison of Acumatica and Tellow to help you choose the right tool for your business.
Last updated: November 2026
Acumatica
6.4/10
Acumatica is a cloud ERP covering financials, distribution, manufacturing and construction for mid-sized businesses, priced by resources used rather than user seats.
Tellow
5.9/10
Dutch bookkeeping app for self-employed workers (zzp'ers). It combines a business account, invoicing, receipt scanning, automatic VAT filing and optional accountant-prepared tax returns.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 6.4/10 | 5.9/10 |
| Analytics | 6/10 | 4/10 |
| Compliance | 7/10 | 7/10 |
| Cost | 4/10 | 8/10 |
| Customization | 8/10 | 4/10 |
| Ease of Use | 5/10 | 8/10 |
| Integration | 8/10 | 4/10 |
| Scalability | 8/10 | 3/10 |
| Security | 7/10 | 5/10 |
| Support | 6/10 | 7/10 |
| Pricing | ||
| Free plan | No | Yes |
| Cheapest paid plan | Contact for pricing | €13/mo Basis |
| Estimated cost for 10 users | Contact for pricing | Free Gratis |
| Features | ||
| Multi-currency | ||
| Bank Reconciliation | ||
| Expense Management | ||
| Financial Reporting | ||
| Invoicing | ||
| Online Payments | ||
| Tax Compliance | ||
| Accountant Access | Not listed | |
| Accounts Payable | Not listed | |
| Audit Trail | Not listed | |
| Budgeting and Forecasting | Not listed | |
| General Ledger | Not listed | |
| Inventory Accounting | Not listed | |
| Multi-entity Consolidation | Not listed | |
| Payroll | Not listed | |
Acumatica vs Tellow cost by team size
| Team size | Acumatica | Tellow |
|---|---|---|
| 1 user | Contact for pricing | FreeGratis |
| 5 users | Contact for pricing | FreeGratis |
| 10 users | Contact for pricing | FreeGratis |
| 25 users | Contact for pricing | FreeGratis |
| 50 users | Contact for pricing | FreeGratis |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose Acumatica
- Higher Scalability score (8/10 vs 3/10)
- Higher Customization score (8/10 vs 4/10)
- Includes Multi-currency, which Tellow lacks
Why choose Tellow
- Has a free plan (Acumatica does not)
- Higher Cost score (8/10 vs 4/10)
- Higher Ease of Use score (8/10 vs 5/10)
Pros & Cons
Acumatica
Pros
- Unlimited user licensing lets companies add staff to the system without per-seat fees.
- Industry editions for construction, manufacturing and distribution extend the core financials.
- Reviewers on Capterra and TrustRadius praise its customization and integration flexibility.
- Its multi-entity and intercompany accounting support companies that run several legal entities.
- The 2026 R2 release added AI-assisted bank matching and 1099 preparation for the IRS IRIS system.
Cons
- List prices are not published, so every buyer needs a sales consultation for a quote.
- Reviewers frequently cite a steep learning curve and tedious setup.
- Customers depend on implementation partners, and customization can be costly.
- Some users report that upgrades disrupt custom workflows and settings.
- Reviewers say reporting and the warehouse management module could be stronger.
Tellow
Pros
- The Plus plan files the VAT return to the Belastingdienst automatically, which saves Dutch freelancers manual tax work.
- The free plan includes a business IBAN and debit card, so very small sole traders can start without paying.
- Trustpilot reviewers (4.3 out of 5 from 156 reviews) often praise fast support, including in English for expats.
- The Compleet plan has accountants prepare and check both the business and private tax returns for a fixed monthly fee.
Cons
- Reviewers report there is no multi-currency or dual-currency bookkeeping.
- Payments from outside the SEPA area were reported as not processed.
- Some users find the mobile app slow to load.
- The free plan is tightly capped at 3 invoices and 20 receipts a month.
- It has no payroll, inventory or multi-entity support, and it is Netherlands-only.
Not sold on either?
Frequently Asked Questions
Acumatica scores higher on our Finance Software criteria: 6.4/10 against 5.9/10 for Tellow. The largest gap is in Scalability: 8/10 for Acumatica and 3/10 for Tellow.
Tellow has a free plan; Acumatica does not list one.
Acumatica has Multi-currency, which Tellow lacks.
